Pay for Flights on Finance and Payment Plans

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Buy Flights Now and Pay on Finance

Get all the information on buying flights on finance, paying for airline tickets in monthly installments, layaway flights and getting a loan for flights for both international or domestic flights with Alternative Airlines.

Flexible Flight Payment Plan Options

So you are looking for options for financing flight tickets? Alternative Airlines is one of the only travel websites that offers a range of alternative flight payment plan options to make it possible for you to pay flights on layaway. You can finance your flights for just a short trip, long vacation or a lifetime travel opportunity you've been wanting to do for a while but didn't know how to pay it off.

All trusted flight finance options with Alternative Airlines to choose from: 


Affirm logo

The US based loan payment company Affirm.

Affirm is the latest addition of financing flight tickets for Alternative Airlines. Alternative Airlines allows you to search for a combination of flights and choose how much you would like to loan for the airline ticket price when paying with Affirm. All you need to do is search for the route journeys that you require, select the suitable flight results and select Affirm at the payment checkout. A dedicated Affirm window will pop up and you will need to fill out the application and submit. Then Affirm will do a soft check of your credit background and you will be notified in seconds of applying if you are eligible for a loan for flight tickets. See our top reasons to buy flights with Affirm.

Take out a loan for your air travel if you are based in the USA only.

To use Affirm for financing flights, you must be a US resident, be over 18 (over 19 in Alabama) and have a US or VOIP number.

You can purchase flight tickets of $100+ and pay off in either 3, 6 or 12 month period. For lower flight ticket payments, the monthly period is less. Find out more information with Affirm Faqs. You can take out more than one loan for buying flights with Affirm and Alternative Airlines. For flight tickets up to $500, you can pay back with 0% APR in either 3 or 6 months. Please note an initial down payment may be required.

Note that your application may not be accepted if you have an excessive borrowing behaviour from not repaying previous loans.

Affirm logo


Fly Now Pay Later Logo

Finance option plan up to £3000 airline tickets. UK residents only

Fly Now Pay Later is a great way to buy flights now and pay later at the point of payment. You can submit an application to pay off flights from 3-10 monthly instalments. The final ticket amount must be in the region of £100 - £3000 to apply for Fly Now Pay Later and must travel 8 days after ticket booking confirmation. You must be a UK resident aged over 18, have a UK phone number and debit card in to order to apply.

Got New Year blues and want to fly away somehwere? Well search for a flight to the destination you want to go to, be it either Vegas, Morocco or California, book it and pay later



PayPal Credit

PayPal Credit can be used as a loan for travel when buying flights through Alternative Airlines. Therefore if you spend £99+, you can attain 0% interest over 4 months on your flights and pay back in instalments (GBP only). Please check all PayPal Credit terms for full information and your eligibility to set up this flight finance plan. USD paying customers can use PayPal Credit too. If you are an existing PayPal user and able to pay back flight ticket cost in instalments in either USD, GBP or Euros (Germany).

Using PayPal Credit is a safe way of financing flights and the added benefit is that you don't have to register if you are already a PayPal user. PayPal Credit requires a quick and simple application to PayPal when confirming your flight transaction at our checkout page. Find out how to use PayPal Credit and it's benefits

You can also see our 10 reasons why to buy flights with PayPal and PayPal Credit blog to see all the reasons to use PayPal Credit for flights.



Klarna logo

Pay back your flights later in either 14, 30 or 60 days. The Klarna payment options are dependant on the country you using Klarna in and available for Alternative Airlines customers in certain countries in Europe. Read our blog to discover the reasons to buy your flights with Klarna.



Paybright logo with text showing buy now pay later underneath

Payment over 6 - 12 months. Canadian customers have the option to travel now and pay back their flight ticket purchase later. Buy your airline tickets on layaway in Canadian Dollars (CAD) when you choose PayBright at the checkout.

PayBright is allows Canadian customers the option buy flights on finance with Alternative Airlines. The airline ticket price you choose to pay can be spread over 6 - 12 monthly installments. A loan to pay for flight tickets can be from $100 CAD up to $15,000 CAD. 

Is buying Flights on Finance possible?

Yes, financing flights or flight ticket financing, however you want to call it, is possible and available through Alternative Airlines. The online flight search allows customers all over the world to pay for tickets in installments on over 600 airlines. Financing plane tickets is a convenient, flexible way to afford air travel and it's easy to set up. 

You can browse through our flight payment plan options above to see what suits your travel arrangements. If you are wondering if Alternative Airlines is a safe website to use, you can read all about how it is a trusted company.

Together with our trusted financial service partners, we are making flight travel more accessible by offering a range of payment plans for airline tickets to pay off in monthly instalments.

How do I pay for my flights on finance?

It is a simple and quick process to pay for your flights on finance with Alternative Airlines.

1. Search for either domestic or international flights 

Make a flight search either one way or return to where you want to go in the world. Or choose to do a multi-stop search.

2. Choose the flight result that suits you

Select the results that suit you best, from over 650 airlines.

3. Fill out your passenger details

Input all the required information on the page along with any passengers you may be traveling with. When you reach the bottom of the page, you will see a range of payment methods to choose from including the options to pay flights in 'Monthly Instalments'.

4. Choose a flight payment plan that suits you

Currently, the options you can choose to finance airline tickets is through Affirm (U.S only), PayBright (Canada), Klarna and PayPal Credit when booking with Alternative Airlines. This can be done in 3 - 18 monthly instalments, depending on the payment plan you choose. Once you have made your application, a quick, soft credit check will be made to determine if you are eligible to pay for your flights with a finance scheme. This is done at the point of checkout so you don't need to wait long. If you have been approved for a flight payment plan, you will receive and email and a monthly email reminder of your due payments. 

Find out more below with all our available Flexible Flight Payment options.

Flight Payment Plan FAQS


What is paying for flights on finance?

Purchasing flights on finance involves either paying off flight tickets in monthly instalments or withdrawing a loan to pay for the flights you are wanting to travel on. It is also known as paying for flights on credit. So, in a nutshell, you are spreading the cost of flight tickets over a period of time. This can be done with Alternative Airlines and you can choose to set up an airline ticket payment plan by using Affirm, Fly Now Pay Later, Klarna or PayPal Credit to do so.


How do I buy flights on finance?

Easily with Alternative Airlines as we are one of the only Travel Agencies that offer a choice of flight payment plans. Make a flight search by inputting your departure airport and desired destination, select the routes and prices suited to you and choose the appropriate airline ticket payment plan that you are comfortable with. Finance your flight tickets with different pricing options quoted to you at the checkout page. Note that if you are a non UK resident, you are unable to apply for Fly Now Pay Later.


What is a flexible flight payment plan?

A flexible flight payment plan is an alternative way to transact airline tickets. Instead of paying in one full transaction, you have the option to finance your airline tickets with a loan or pay in monthly instalments. That's where the flexibility in the payment comes in. Alternative Airlines offers a range of flexible flight payment plan options for travelers to choose from and is the instalment amounts is dependant on the amount of the airline ticket that is selected on the flight search website. This can be airlines like Air Mauritius and more.

Please note loans or withdrawals are not made through the Alternative Airlines website, Alternative Airlines does not hold responsibility for this.


How to use a flight payment plan?

1. Search for many flights and routes online with Alternative Airlines.

2. Choose to finance flights the wide range of flights payment plans available


Can I make monthly payments on airline tickets?

Yes with the travel website Alternative Airlines. You are able to search for a large number of domestic and international flights and pay the airline ticket price back in monthly instalments. There are different monthly payment plan options to choose for your flight tickets and can be processed quickly when making your reservation online.

Alternative Airlines provides access to flights all over the world to off-the-beaten-track destinations and well-known and want to make buying airline tickets to be affordable and convenient as possible. So you have access to destinations around the world with the chance of paying on layaway.


Are flight monthly payments the same as airline ticket payment plans?

Yes, at Alternative Airlines paying off flights in monthly instalments is the same as setting up an airline ticket payment plan. You can choose to do multi-city trips with Alternative Airlines and pay off all your airline tickets with a payment plan when choosen at the checkout page. Finance payment plans for airline tickets is an easy and convenient way for air travel and can be combined with great flight tickets if you search through our Best Fare Finder.


What company offers airline ticket payment plans?

Alternative Airlines offers various payment plan services for airline tickets which can be chosen at the checkout page, when booking your flight reservation. This can either be financing or requesting a loan for your flight tickets. You can select any flight on over 600 airlines and choose a payment plan method to finance your flight ticket. Airlines can include Caribbean Airlines, China Southern Airlines and Delta. Choose Affirm at the checkout if you are based in the US or PayPal Credit and Fly Now Pay Later if you are from the UK.

It is easy to apply for the airline ticket finance plans on the Alternative Airlines website and the applications do not take long. We allow you to book flights and pay later in installments, whether that is a dedicated monthly date or bespoke to you.


What travel agents offer airline ticket payment plans?

Alternative Airlines is an online travel agency that offer payment plans for financing airline tickets. With a choice of Affirm and PayPal Credit (if you are in the US) or Fly Now Pay Later scheme and Klarna (if you are based in the UK), you can buy airline tickets on any flight on any airline in the world, and pay off in installments. It's easy to set up and the booking process is simple to do. 


Are there airfare payment plans?

Yes, airfare payment plans are available online with Alternative Airlines. This is also known as layby flights, which the travel agency accepts through the Fly Now Pay Later scheme, Affirm, PayBright and PayPal Credit to pay for flights. From over 650 airlines, you are able to spread the cost of your airline tickets with Frontier airlines, Volaris and more, for example. These include financing Southwest Airlines tickets, which means you can buy your Southwest airline ticket now and pay off later in instalments, for example. Airfare payment plans are convenient and flexible ways to pay for flights and it can be done by taking out a loan and paying over time.  


Is it easy to finance flight tickets?

Yes, Alternative Airlines provide different options to allow you to easily finance any airline ticket around the world during the booking process. This is also known as buying flights on layaway and can be done on airline tickets including British Airways, Southwest and many more when booking online with Alternative Airlines. You can apply for flight ticket financing at the point of reservation without leaving your device. Once you have selected the flights you want, you can choose to pay in 'Monthly Instalments' at the checkout page and then select either Affirm for U.S customers, PayPal Credit or Klarna.

Financing airline tickets is a simple, convenient way to plan your trip if you need to also consider booking your hotel or even car rental. Many customers also view this as flights on layaway (or layby if you are from Australia or South Africa).


Do I qualify for paying flights on finance?

You only qualify for financing flight tickets depending on your credit background and where you are located. A soft credit check is made with each financial service to ensure that you are able to pay back the money you are borrowing to pay for your flights with Alternative Airlines. Any payment plan you select at checkout will carry out a soft check of your credit rating but you will be notified in seconds whether your application for any of the flight finance plans are accepted. Is it down to the decision of the chosen flights payment plan method if you qualify for a loan on flights and not Alternative Airlines.


Can I pay for flights in installments?

Yes with Alternative Airlines. It is an online flight search where you can search for a flight to anywhere around the world and you can book your flights and pay later in installments. You can choose to pay your airline tickets in monthly instalments or spread over a longer amount of time. Flight instalment plans include Fly Now Pay Later, Affirm and PayPal Credit, depending where you are based and where you are flying from. The book now and pay later option is also like a flexi-payment option, where customers have the choice to pay in installments, depending on the amount of their flight ticket prices. 

When your application is accepted, you will be able to even fly off to wherever you want to go and pay off your flights later. Paying flights off in instalments is simple to do with Alternative Airlines as they provide various choices with different payment methods to make it easier for travelers to pay flights on payment plans.


Can I buy flight tickets in installments? 

Yes. The online travel agent Alternative Airlines allows payment plans and layaway options to finance flight tickets. You can choose your plane tickets from over 650 airlines and pay in monthly installments or in flexible payments. So, for example, you can buy flights to Las Vegas now and pay off in monthly instalments on airlines such as Virgin Atlantic, Norwegian Air or Delta and pay back over time through Alternative Airlines.

If you are based in the UK you can choose Fly Now Pay Later or if you are in the US you can do payment plan on airline tickets with Affirm.


Where can I pay for flights in installments?

Flight tickets paid in installments can be bought at Alternative Airlines. You can select your flights and choose either PayPal Credit, Affirm or Fly Now Pay Later (if you are a UK resident) to pay back the flight payments in monthly installments. Alternative Airlines is a reliable travel agent that offers a choice of payment plans for airline tickets for vacations or any other trip.


Are there flexible flight payment promo codes?

Yes Alternative Airlines offer a range of flight promo codes on top of paying your flights in monthly installments. This applies to buying flights with PayPal Credit. So you can choose a PayPal promo discount code and add it to the Promo Code box at the checkout page when selecting PayPal and PayPal Credit.


Can I buy layaway flights?

Yes, buying airline tickets on layaway is available through booking with the flight search Alternative Airlines. We have partnered with a range of payment suppliers to offer the option to finance airline tickets for solo travelers, families or for business travel purposes. Airline tickets on layaway include Delta Airlines, American Airlines and many more. Now you can have the layaway option on over 650 airlines to fly on when searching via Just select the option that suits you from the "Pay in monthly instalments" section at the checkout to process your airline tickets on layaway.


What are layaway flights?

Layaway flights are airfares that you buy and pay off in monthly instalments, which are also known as layby flights. Instead of paying for airline tickets in one full transaction, you can choose to pay them off later in a flight payment plan that suits you. Depending on the flight ticket payment plan you choose with Alternative Airlines, the installment plan will differ as well as the amount required to pay each time. You can search any flight to anywhere and everywhere and choose to have your flights put on layby at the checkout, under the "Pay in monthly instalments" section. Please note that a soft credit check will be carried out after your application and will be responded to in a matter of seconds.

With layaway flights you can pay the flight ticket balance in as many as instalments that you want. If you use Affirm, you can choose to pay in 3, 6 or 12 monthly instalments and at 0% APR. Note that a down payment may be required.


Can I get airline tickets on layaway?

Yes with Alternative Airlines! The flight search website offers layaway options (or layby flights as its also known) on flight tickets from over 650 airlines, by providing financing options. Flight tickets that you can finance can be American Airlines, United and British Airways and many more. Choose any flight search result and get any layaway plane ticket via Once you have found the flights that are suited to you, you can select to pay with one of the payment plans shown and a soft credit check will be made. Your application will be decided in a matter of seconds and then your flights are booked!


Is it easy to buy flights on layaway?

Yes it is very easy to buy airline tickets on layaway or layby with Alternative Airlines. After filling in your passenger details, and depending on the country you are based, you can choose a flight travel payment plan to help you get layaway airline tickets. This way you can buy now and spread the amount of flight tickets over time. Use an alternative airline to where you need to go, domestic or international, and have the option to get layaway flight tickets. You can choose to pay flights with PayBright, Fly Now Pay LaterPayPal Credit or Affirm at the checkout and passenger details page. So buy your air travel on layaway easily and securely and don't worry about paying the flight payments until later!

The flight booking website allows you to choose to pay for your flight booking on layaway by putting a deposit down on the flight payment and then paying back the payments in installments, or you can pay the flight price in one transaction. All you need to do is make a flight search in the search bar above of the airport you want to depart form and fly to and select from the wide range of airline results that are offered.

Can I buy Delta flights on layaway?

Yes. Alternative Airlines, the flight booking website, allows you to buy Delta Airlines flights on layaway. So you can choose any Delta flight flying anywhere and pay back the ticket price later on finance. Alternative Airlines have partnered with Affirm to allow customers to take out loan on air travel and pay back in installments. This is a safe way to finance your flights. 

You can also do layaway flights on Delta with PayPal Credit if you are an existing PayPal user.

Can I buy Tigerair flights on layby?

Yes you can buy Tigerair flight tickets and Tigerair Australia tickets on layby with Alternative Airlines using either PayPal Credit, Affirm (if are US based resident) or Fly Now Pay Later if you are in the UK. The flight booking website offers any Tigerair (now Scoot) and Tigerair Australia flights on layby which means you can choose the Tigerair flight that is suited to you and pay the airfare later in instalments. If you are already a PayPal user, you can enable PayPal Credit to start paying off your Tigerair flights.

What travel agencies accept flexible flight payment plans?

Alternative Airlines is an online travel agency that accepts flexible payment plans for flight trips. You can choose from a range of payment plans to buy your flights at the checkout. For example, Affirm is a US based loan payment method where you can take a loan and pay your airline tickets over time. Airline tickets you can take a payment plan out include Delta, American Airlines and even Frontier Airlines, on over 650 airlines.

Where can I find flight payment plans?

Flight payment plans are accepted through Alternative Airlines and chosen at checkout. All you need to do is use the search bar at the top of page for a range of flight resutls choose to finance the airline tickets with Affirm, PayPal Credit, Klarna and PayBright.

What travel agents offer payment plans?

The online flight search website Alternative Airlines offers a wide range of flexible payment plans for over 650 airlines at the checkout page.

Which travel agents accepts layaway flights?

The online travel agent Alternative Airlines accepts layaway (layby) flights and offers a choice of payment plan options for airline tickets as a convenient and flexible way for travelers to pay at the checkout. If you are based in the UK, you can use Fly Now Pay Later or Klarna to buy flights now and pay off later (even after your trip!). If you are in the US, you can choose PayPal Credit or Affirm to buy your chosen airline tickets now and pay over time. With Alternative Airlines, you can search from over 650 airlines and is one of the only online travel agencies that offer payment plans to finance flight tickets. There is expertise travel agent support to help you with the process too. 

Can I finance plane tickets online?

You are now able to finance plane tickets (on layaway) with the payment plan options accepted on Alternative Airlines. This means you are able to make a search to anywhere in the world, internationally or domestically, make the transaction and then pay off the flight payments in instalments. You can either spread the flight ticket cost over time with a loan from Affirm (if you are a US resident), pay off the flight tickets in installments with PayPal Credit or pay off in 30 days with Klarna (if you are based in the UK). 

With a flight payment plan, you can spread the cost of the airline ticket price over time by either choosing to pay off in monthly instalments or paying it off when you can, to fully settle the amount.

How do I finance plane tickets online?

You can finance plane tickets easily through the online travel agency Alternative Airlines. There are many payment options offered to finance plane tickets and each one is done very quickly to process. Soft credit checks are carried out in a matter of seconds. You can finance your flights for your vacation or business trips on airlines such as American Airlines, United, Virgin Atlantic and more.

Can I use Euros for flight payment plans?

You can use only use Euros with PayPal Credit (Germany only) or Klarna when choosing a flight payment plan. All you need to do is select the airline tickets that are suited to you via and choose to pay the flights in Euro currency. You will be told how much is required to pay off the payments during the PayPal Credit application. 

Are there travel payment plan options available?

Yes with Alternative Airlines. You can choose from a range of travel payment plans for your flights on over 650 airlines. The travel payment plans available with the flight search website and travel agent is Affirm, Fly Now Pay Later and PayPal Credit. You can choose to buy flights now and spread the cost of the airline tickets before or even after your air travel. 

Can I take out a travel loan?

Yes, travel loans are an easier, flexible method in today's travelling world and Alternative Airlines provides this option. We have partnered with Affirm to allow you to take out a loan to pay for flights over time. Customers must be over 18 years old can take out a travel loan for flights and this begins the airfare layaway process. If you are a UK or US resident, you can withdraw a travel loan from our partner payment suppliers Fly Now Pay Later or PayPal Credit (if you are a UK resident) or Affirm (if you are a US customer). They allow for placing flight tickets on layaway and are handy for even when you want to catch the red eye for a long haul journey or for your next vacation.

Can I buy international and domestic flights on credit?

You can buy a wide range of flights, either international or domestic on credit, through Alternative Airlines. The flight search website accepts loans for paying off airline tickets in installments. A range of flight payment plans are offered, however please ensure you have understood the terms of each flight plan that is suited to you. For example, Fly Now Pay Later is a UK based airfare finance payment method that requires you to fly from and return to UK. You can still use PayPal Credit if you are not based in the UK or US but paying wanting to purchase in US Dollars or GBP.

Paying Flights on Finance Advantages

Alternative Airlines knows that financing flights or airfare payment plans has become increasingly popular within the travel world today. And we also know you need a travel agency you can trust to do this. So Alternative Airlines offers a wide range of payment plans for buying flights which we ensure our trusted and convenient to use. It is also known as a plane ticket payment plan, where you choose and buy your airline tickets with Alternative Airlines and pay off later in monthly instalments.

You can choose from over 650 airlines when booking on Alternative Airlines' website to process the flight payment plan, so you are not limited in your airline ticket choices! For example, if you are flying within Russia, you can choose to buy Red Wings Airlines flights and pay later, or you can choose from a range of Chinese ariline carriers that we can ticket for you and pay off in monthly instalments such as on China Eastern Airlines.

What is the advantage of paying flights on finance? Have a read through what we consider are all the many advantages and benefits:


You have the luxury of spreading the cost of flights by buying your airline tickets now and paying later. You can even make your reservation and fly before having paid off your flight ticket payments.


We understand that it can be a stressful purchase buying flight tickets in one transaction so we give you the option to pay over a period of time that suits you. Depending on the flight payment plan you choose with Alternative Airlines, you can choose to pay off your flight payments in 3, 6 or 12 months instalments. 

We know in the travel world today that financing flights or airfares plans are becoming increasingly popular and you want to reserve it with someone you can trust and be stress-free. So Alternative Airlines offers a wide range of payment plans for buying flights. This is where layaway flights comes in, where you can reserve your airline tickets with us and pay off back in installments. You don't lose your booking and you can pay off your layaway flights over time! Once you have submitted your application for layaway plane tickets, a soft credit check will be processed and you will be able to book your airfares now and pay later over time.



Alternative Airlines is not responsible for any loans or withdrawals used to finance flight tickets. It is the responsibility of the customer to pay back any money borrowed to pay for flights in instalments and is knowingly assuming all risk associated with using any flight payment plan or travel loan payment methods.

If you are unsure that paying flights on finance or buying airline tickets with credit is for you, you can see all our other ways to pay for flights. You can even split the payment of your flights! Two payments for one transaction.


0% over 6 months!!

Pay in monthly instalments with Affirm

0% APR over 6 months on all bookings up to $500!

We have teamed up with Affirm, so you can pay for your flights over 6 months with 0% interest.

Simply select Affirm as your payment option at checkout. (U.S customers only)

*As an example, a $500 flight ticket purchase might cost $83.34 over 6 months at 0% APR. Rates from 0-30% APR. A down payment may be required.