Pay for Flights on Finance and Payment Plans

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Buy Flights Now and Pay on Finance

Get all the information on buying flights on finance, paying for airplane tickets in monthly installments, layaway flights and getting a loan for both international or domestic flights from over 600+ airlines with Alternative Airlines.

Flexible Flight Payment Plan Options

Are you looking for financing flight ticket options? Or spread the cost of airfares in bi-weekly payments? Alternative Airlines is one of the only travel websites that offers a range of alternative flight payment plans to make it possible for you to pay for tickets on layaway. You can utilise different payment plans at checkout for just a short trip, long vacation or a lifetime travel opportunity you've been wanting to do for a while but didn't know how to pay it off.

Financing airline tickets is a simple, convenient way to plan your trip. Many customers also view this as flights on layaway (or layby if you are from Australia or South Africa). Together with our trusted financial service partners, we are making flight travel more accessible by offering a range of payment plans for airplane tickets to pay off in monthly instalments.

Alternative Airlines offers a range of flexible flight payment plan options for travelers to choose from and is the instalment amounts is dependant on the amount of the airline ticket that is selected on the flight search website. We have partnered with a range of payment suppliers to offer the options to pay back airline tickets for solo travelers, families or for business travel purposes.

Find out more below with all our available Flexible Flight Payment options.

All trusted flight finance options with Alternative Airlines to choose from:

Affirm logo

The US based loan payment company Affirm.

Take out a loan for your air travel if you are based in the USA only.

Affirm is the latest addition of financing flight tickets through Alternative Airlines. You can purchase flight tickets up to $350 and pay off in 4 interest free payments with Split Pay or for purchases up to $500, qualified customers can pay off over either 3 or 6 month period with 0% APR. Higher purchases can be paid up to 18 months. What is more is that you can even take out more than one loan for buying flights with Affirm and Alternative Airlines. Please note an initial down payment may be required.

Search for a combination of flights and choose how much you would like to loan for the airline ticket price when paying with Affirm. All you need to do is select Affirm at the payment checkout after you have chosen the flight results suited to you. A dedicated Affirm window will pop up and you will need to fill out the application and submit. Then a soft check of your credit background is carried out and you will be notified in seconds of applying if you are eligible for a loan for flight tickets. See our top reasons to buy flights with Affirm.

To use Affirm for financing flights, you must be a US resident, be over 18 (over 19 in Alabama) and have a US or VOIP number. Note that your application may not be accepted if you have an excessive borrowing behaviour from not repaying previous loans.

Affirm logo

PayPal Credit

Existing PayPal users can use PayPal Credit to pay back the flight ticket cost in instalments in either USD, GBP or Euros (Germany) without having to register again. It is a safe way of financing flights and the applications is quick and simple through PayPal when confirming your flight transaction at our checkout page. Find out how to use PayPal Credit and it's benefits.

PayPal Credit can be used for financing flight tickets on credit (layaway) through Alternative Airlines for US and UK customers. If you spend £99+, you can attain 0% interest on your flights and pay back in instalments over 4 months or pay over 6-12 months at 14.9% (GBP only). USD paying customers can use PayPal Credit with 0% over 6 months.

Please check all PayPal Credit terms for full information and your eligibility to set up this flight finance plan.

You can also see our all 10 reasons why to buy flights with PayPal and PayPal Credit blog.

Got New Year blues and want to fly away somewhere? Well search for a flight to the destination you want to go to, be it either Vegas, Morocco or California, book it and pay later!

Pay Now, pay back your flights later in either 14, 30 or 60 days or Pay in 3 or 4. The Klarna payment options are available for Alternative Airlines customers in certain countries in the U.S and Europe in their local currencies: United States, Australia, Sweden, Norway, Netherlands, Austria, Finland, Germany, Italy, Belgium, Switzerland, United Kingdom and Denmark. Read our blog to discover the reasons to buy your flights with Klarna.

Paybright logo with text showing buy now pay later underneath

PayBright allows Canadian customers the option to layaway their airline tickets over 6 - 12 months with Alternative Airlines. A granted loan can be from $100 CAD up to $15,000 CAD. Pay for your airplane tickets in Canadian Dollars (CAD) to place tickets on layaway when you choose PayBright at the checkout.

*Currently unavailable as a payment option at this time. Checkout with Sezzle in Canadian Dollars to pay flight tickets in 4 instalmments.

quadpay logo

Update - Quadpay rebranded to Zip in 2021. A new look but the same way to pay by allowing customers the option to place flight tickets on layaway by paying in 4 installments over 6 weeks. There is no interest charged or any additional fees incurred.

Uplift logo

Uplift lets you split the total cost of your flights more manageable monthly payments. By selecting Uplift at checkout, there's no need to pay the full cost upfront. Choose a flexible monthly payment plan that is right for you. Uplift is currently only available to US residents paying in USD. Visit our Uplift page to find out more.

zip logo

Zip is accepted for layaway flights in the US, UK, New Zealand, Australia, and Mexico, when flights are paid for in USD, AUD, NZD, GBP, CAD or MXN currency. The Pay in 4 option offers flexibility by allowing flight tickets to be paid in 4 equal interest-free payments over 6 weeks. Zip money is for Australian based customers paying for flight ticket purchases over $1000, in monthly installments, with a one off fee to set up the account. See full details.

Afterpay logo

Afterpay is a pay in 4 interest free option. Pay the flight ticket cost in 4 separate payments over 6 weeks. The 1st payment is taken at checkout and the following 3 payments are taken once every 2 weeks. Only available to U.S based customers paying in USD$.

clearpay logo

Clearpay is currently unavailable in the U.K. with Alternative Airlines. Klarna and Zip can be used to spread the cost.

Book your flights today to split the cost of your flights with Clearpay. Pay in 4 instalments over 6 weeks, completely interest-free. No matter what airline you're booking, if you reside in the U.K., you can split the costs of your flights with Clearpay when you book through Alternative Airlines.

Fly Now Pay Later logo

Fly Now Pay Later is a UK buy now pay later solution that offers you the flexibility to pay for a flight in installments.

You can book your flights using Fly Now Pay Later in the UK. With a loan of a maximum of £5,000, it enables you to pay for flights easily. The total basket value can be split up into 12 monthly instalments. Qualified customers can pay for flights using Fly Now Pay Later in the UK.

laybuy logo

With Laybuy you can spread the cost of your flights into 6 interest-free payments, made in weekly instalments. Lauybuy is currently available for qualifying customers who permanently reside in the UK, Australia, or New Zealand, and are above the age of 18 years.

spotii logo

Spotii is a leading 'buy now, pay later' payment plan provider in the Middle East. Select Spotii at checkout to pay in 4 equal instalments, paid over 6 weeks. With no interest or hidden fees! Spotii is currently available to qualifying residents in the UAE, paying in AED. Visit our Spotii page to find out more.

spotii logo

Tabby is 'buy now, pay later' payment plan provider that Alternative Airlines offers in the Middle East. Choose Tabby at checkout to pay in 4 equal instalments, paid over 6 weeks. With no interest or hidden fees! Tabby is currently available to qualifying residents in the UAE, paying in AED as well as in Saudi Arabia, Kuwait, Bahrain and Egypt. Visit our Tabby page to find out more.

postpay logo

If you reside in the United Arab Emirates (AED) or Saudi Arabia (SAR) you can use Postpay to Buy Now, Pay Later. With Postpay, you can pay in three monthly instalments, with zero interest and no hidden fees.

Is buying flights on finance possible?

Yes, financing flights tickets or paying off flight tickets in installments is possible and available through Alternative Airlines at checkout. The online flight search allows customers all over the world to pay for tickets in installments on over 600 airlines. Placing plane tickets on layaway is a convenient, flexible way for air travel and it's easy to set up.

You can browse through our flight payment plan options above to see what suits your travel arrangements. If you are wondering if Alternative Airlines is a safe website to use, you can read all about how it is a trusted company.

Flight Payment Plan FAQS

What is paying for flights on finance?

Purchasing flights on finance involves either paying off flight tickets in monthly instalments or withdrawing a loan to pay for the flights you would like to travel on. It is also known as paying for flights on credit. So, in a nutshell, you are spreading the cost of flight tickets over a period of time.

How do I buy flights on finance?

Flights can be financed or spread over time for vacations or business trips on airlines such as American Airlines, United, Virgin Atlantic and more. It is a simple and quick process to pay for your flights on finance or on layaway with Alternative Airlines. See our step by step guide:

  • 1. Search for either domestic or international flights, either one way or return to where you want to go in the world. Or choose to do a multi-stop search.

  • 2. Select the results that suit you best, from over 650 airlines

  • 3. Fill out your passenger details

Input all the required information on the page along with any passengers you may be traveling with. When you reach the bottom of the page, you will see a range of payment methods to choose from including the options to pay flights in monthly Instalments or divide the cost in smaller payments over time.

  • 4. Choose a flight payment plan that suits you

The options you can choose to finance airfare tickets are Affirm (U.S only), PayPal Credit, Klarna, Afterpay, Zip or Sezzle to divide the cost of your flight tickets with different pricing options quoted to you at the checkout page. Once you have made your application, a quick, soft credit check will be made to determine if you are eligible to pay for your flights with a finance scheme. This is done at the point of checkout so you don't need to wait long. If you have been approved for a flight payment plan, you will receive a confirmation email and an email reminder of your due payments each month.

Can I finance plane tickets online?

Yes you are able to finance plane tickets (on layaway) with the payment plan options accepted through Alternative Airlines. This means you are able to make a flight search around the world, either internationally or domestically, and then pay off the flight payments in instalments at the point of transaction. Choose to finance airline tickets with a loan or use pay in 4 with Split Pay through Affirm (if you are a US resident), pay off the flight tickets in installments with PayPal Credit or pay off in 30 days or in 3 or 4 interest free payments with Klarna. Sezzle also allows payment to split the total cost over 4 monthly payments.

What airlines do payment plans?

The answer is that you can use a payment plan with any airline, if you book through Alternative Airlines. Some airlines offer payment plans, but they might just offer one option. We offer lots of payment plan options, including Klarna, Affirm, and Afterpay, which you can use no matter which airline you book to fly with. Eligibility criteria applies.

Can I pay for my flight in installments

Yes! ...when you book your flights through Alternative Airlines. Use this guide to learn more about all the payment plans we offer. There's no need to pay the full amount upfront when you can split the cost of your flights into a fixed number of weekly or monthly installments.

How do I finance plane tickets?

To finance plane tickets online is simple and quick to do through Alternative Airlines. When you have chosen your flights from the results, choose from one of the many options offered at checkout to begin the process. Whether you select Affirm or PayPal Credit at the check out, dedicated windows will open for you to submit your application and to await approval. Once successful you will be reminded on a monthly basis to repay your ticket payment.

Is it easy to finance flight tickets?

Yes, applying for airline ticket finance plans on the Alternative Airlines website is simple to do and the applications do not take long to process at the checkout. The various flight payment plans offer step by step guides to make it easier for travelers to pay for flights in monthly payments. This is also known as buying flights on layaway and can be done on airline tickets including British Airways, Southwest and many more when booking online with Alternative Airlines.

Do I qualify for paying flights on finance?

Qualified customers are dependant on credit background and where they are located. A soft credit check is made with each financial service to ensure that due payments are able to be paid back for flight tickets booked with Alternative Airlines. A soft credit check will be carried out for any payment plan selected at checkout and you will be notified in seconds whether your application is accepted. Is it down to the decision of the chosen flights payment plan method if you qualify for a loan or to bi-weekly instalments and not the decision of Alternative Airlines.

What is a flexible flight payment plan?

A flexible flight payment plan is an alternative way to transact airline tickets. You have the option to finance your airline tickets with a loan to back in monthly instalments or to pay every 2 weeks over 6 weeks instead of paying in one full transaction. That's where the flexibility in the payment comes in. Each flight payment plan accepted by Alternative Airlines is different to use depending on the currency and country you are in. However they all require an application which are quick and easy to process.

Where can I find flight payment plans?

Alternative Airlines accepts payment plans for a tickets from a wide variety of airlines. Once you have made your flight search and ready to book, choose to finance the airline tickets with Affirm, or in instalments with either PayPal Credit, Klarna, Sezzle or Quadpay (now Zip). This can be airlines like Air Mauritius and more.

Please note loans or withdrawals are not made through the Alternative Airlines and the company does not hold responsibility for any loan you take out for your airline ticket.

What travel agencies accept flexible flight payment plans?

Alternative Airlines is an online travel agency that accepts flexible payment plans to place flights on layaway. For example, Affirm is a US based loan payment method where you can take a loan and pay your airline tickets over time. Airline tickets you can take a payment plan out include Delta, American Airlines and even Frontier Airlines, on over 650 airlines.

Are there flexible flight payment promo codes?

Yes Alternative Airlines offer a range of flight promo codes on top of paying your flights in monthly installments. This applies to buying flights with PayPal Credit. So you can choose a promo discount code and add it to the Promo Code box at the checkout page when selecting PayPal and PayPal Credit.

Can I make monthly payments on airline tickets?

Monthly payment plans are accepted with the travel website Alternative Airlines. They can be used when searching and booking for domestic, international flights or multi-city trips and pay the ticket prices back in monthly instalments. Different airline ticket payment plan options to choose from can be processed quickly when making your reservation online. So you have access to destinations around the world with the chance of paying on layaway. If you fancy a holiday to Egypt, you can fly on Air Cairo combined with other airlines and pay off the airfare with the flight payment plans offered.

What travel agents offer airline ticket payment plans?

Alternative Airlines is an online travel agency that offers various payment plans for financing airline tickets, when making flight reservations at checkout. You can select any flight on over 600 airlines and choose a payment plan method to finance your flight ticket. Airlines can include Caribbean Airlines, China Southern Airlines and Delta. Choose Affirm, Klarna, Sezzle, Afterpay, PayPal Credit or Zip at the checkout. You can buy flights to Australia on layby for example. The flight booking website offers any Scoot or Australian airline tickets on layby which means you can choose the flight that is suited to you and pay the airfare later in instalments.

Are airfare payment plans available?

Airfare plans available include Affirm, Zip, Afterpay, Sezzle or Klarna for travelers based in the US or Canada and PayPal Credit or Zip if you are based in the UK and PayBright in Canada. Airfare payment plans are convenient and flexible ways to reserve flights and be able to pay off your travel expenses for you and family or even for corporate travel. The payment plans can be used to pay for either international or domestic airline tickets in instalments with Alternative Airlines, on airlines such as Frontier airlines, Volaris, Southwest Airlines tickets and more. This means you can buy your Southwest airline ticket now and pay off later in instalments, for example.

Can I pay for flights in installments?

Yes with Alternative Airlines, the online flight search accepts different payment plans and layaway options for airline tickets found on the website. So you can book your flights and pay off in either in short bi-weekly or monthly installments at the checkout. Flight instalment plans include Affirm, PayPal Credit, Klarna and more depending where you are based and where you are flying from. So, for example, you can buy flights to Las Vegas now and pay off in monthly instalments on airlines such as Virgin Atlantic, Norwegian Air or Delta and pay back over time through Alternative Airlines.

When your application is accepted, you will be able to even fly off to wherever you want to go and pay off your flights later.

Where can I pay for flights in installments?

Flight tickets paid back in installments can be bought at Alternative Airlines. You can select your flights and choose either PayPal Credit, Afterpay, Affirm, Klarna and more to pay back the flight payments in bi-weekly or monthly installments, for any vacation or trip.

What are layaway flights?

Layaway flights are airfares that are paid off in either bi-weekly instalments or monthly, which are also known as layby flights, and are accepted as forms of payment with Alternative Airlines. Instead of paying for airline tickets in one full transaction, you can choose to pay them off later in a payment plan that suits you. If you choose Affirm as a plan, then payments can be paid back in 3, 6, 12 or 18 monthly instalments and at 0% APR. Note that a down payment may be required. Depending on the flight ticket payment plan you choose with Alternative Airlines, the instalment plan will differ as well as the amount required to pay each time.

Using layaway for your airline tickets lets you can pay the flight ticket balance in as many as instalments that you want.

Can I buy layaway airline tickets?

Yes buying airline tickets on layaway or layby is simple to do with the flight booking website Alternative Airlines. All you need to do is find flights in the search bar above of the airport you want to depart from and fly to and select from the wide range of airline results that are offered. When you reach the checkout, choose from the layaway payment options available, whether you want to pay flight tickets off monthly or pay in 3 or 4 installments using Affirm, Afterpay, Klarna, Quadpay, PayPal Credit or Sezzle. Flights can include Delta Airlines, American Airlines and many more, and choose to have your flights put on layby at the checkout. Please note that a soft credit check will be carried out after your application and will be responded to in a matter of seconds.

Where can I apply for layaway flights?

Flights on layaway (layby) can be applied for processing at the point of reservation without leaving your device. Once you have selected the flights you want, you can choose to pay them back in monthly or shorter instalments at the checkout by selecting either Affirm, Quadpay (now Zip), Sezzle, PayPal Credit, Zip or Klarna. The layaway options are also like using a flexi-payment option, where customers have the choice to pay in installments, depending on the amount of their flight ticket prices.

Can I get airline tickets on layaway?

The flight search website Alternative Airlines offers layaway options (or layby flights as its also known) on airfares from over 650 airlines at the checkout. By selecting an option to pay in bi-weekly or monthly instalments at the checkout, the layaway process on airline tickets can begin. Airline tickets that you can layaway for example include American Airlines, United, British Airways and many more. Your application will be decided in a matter of seconds and then your flights are booked!

Which travel agents accepts layaway flights?

The online travel agent Alternative Airlines accepts layaway (layby) flights and offers a choice of payment plan options from over 650 airlines as a convenient and flexible way for travelers to pay at the checkout. UK based customers can choose PayPal Credit, Zip or Klarna to buy flights now and pay off later (even after your trip!). If you are in the US, you can choose PayPal Credit, Affirm, Sezzle or QuadPay to buy your chosen airline tickets now and pay over time. There is expertise travel agent support to help you with the process too.

Can I buy Delta flight tickets on layaway?

The flight booking site Alternative Airlines allows you to place Delta Airlines tickets on layaway. So you can reserve any Delta flight flying anywhere and pay back the ticket price later on finance with Affirm to allow customers to take out loan on air travel and pay back in installments. Or reserve Delta flights on layaway with PayPal Credit, Sezzle or Quadpay (now rebranded as Zip) in 4 instalments over 6 weeks.

Can I pay with Euros for a flight payment plan?

You can use only use Euros with PayPal Credit (Germany only) or Klarna when choosing a flight payment plan. All you need to do is select the airline tickets that are suited to you via and choose to pay the flights in Euro currency. You will be told how much is required to pay off the payments during the PayPal Credit application.

Are there travel payment plan options available?

You can choose from a range of travel payment plans to place your flights on layaway, on over 650 airlines, with Alternative Airlines. Payment plans available for airline tickets are Affirm (if you are a US customer), Klarna, PayPal Credit (if you are a UK resident) and Quadpay. They allow for placing flight tickets on layaway and are handy for even when you want to catch the red eye for a long haul journey or for your next vacation. So you can choose to buy flights now and spread the cost of the airline tickets before or even after your air travel. Customers must be over 18 years old to begin the airfare layaway process.

Can I buy international and domestic flights on credit?

Both international or domestic flights can be bought on credit, through Alternative Airlines. The flight search website accepts loans for paying off airline tickets in installments with a range of flight payment plans are offered. Please ensure you have understood the terms of each flight plan that is suited to you. You can still use PayPal Credit if you are not based in the UK or US but paying wanting to purchase in US Dollars or GBP.

Paying Flights on Finance Advantages

Alternative Airlines knows that financing flights on layaway or airfare payment plans has become increasingly popular within the travel world today. And we also know you need a travel agency you can trust to do this. So a wide range of payment plans are offered for financing flight tickets which we ensure are trusted and convenient to use. It is also known as a plane ticket payment plan, where you choose and buy your airline tickets with Alternative Airlines and pay off later in monthly instalments.

What is the advantage of paying for your airline tickets using with a finance plan? Have a read through what we consider are all the many advantages and benefits:


You can choose from over 650 airlines when booking on Alternative Airlines' website to process the flight payment plan, so you are not limited in your airline ticket choices! For example, if you are flying within Russia, you can choose to buy Red Wings Airlines flights and pay later, or you can choose from a range of Chinese airline carriers that we can ticket for you and pay off in monthly instalments such as on China Eastern Airlines.


You have the luxury of spreading the cost of flights by buying your airline tickets now and paying later. You can even make your reservation and fly before having paid off your flight ticket payments.


We understand that it can be a stressful purchase buying flight tickets in one transaction so we give you the option to pay over a period of time that suits you. Depending on the flight payment plan you choose with Alternative Airlines, you can choose to pay off your flight payments in 3, 6, 12 or 18 month instalments. Buying flights on finance is easily done with Alternative Airlines and is one of the only Travel Agencies that offer a choice of flight payment plans.

We know in the travel world today that financing flights or airfares plans are becoming increasingly popular and you want to reserve it with someone you can trust and be stress-free. So Alternative Airlines offers a wide range of payment plans for buying flights. This is where layaway flights comes in, where you can reserve your airline tickets with us and pay off back in installments. You don't lose your booking and you can pay off your layaway flights over time! Once you have submitted your application for layaway plane tickets, a soft credit check will be processed and you will be able to book your airfares now and pay later over time.

Alternative Airlines provides access to flights all over the world to off-the-beaten-track destinations and well-known and want to make buying airline tickets to be affordable and convenient as possible, whether that is a dedicated fixed date or bespoke to you.


Alternative Airlines is not responsible for any loans or withdrawals used to finance flight tickets. It is the responsibility of the customer to pay back any money borrowed to pay for flights in instalments and is knowingly assuming all risk associated with using any flight payment plan or travel loan payment methods.

If you are unsure that paying flights on finance or spreading the cost of airline tickets is for you, there are also many other options to pay for flights. You can even Pay in 2 Ways - Two payments for one transaction. See full information under Terms and Conditions.

0% APR over 6 months!

Affirm logo

0% APR over 6 months on all flight bookings up to $500!

Simply select Affirm at checkout to begin paying over time. (Qualified U.S customers only)

*As an example, a $500 flight ticket purchase might cost $83.34 over 6 months at 0% APR. Rates from 0-30% APR. A down payment may be required. Financing is subject to credit check. Payment options depend on purchase amount. Affirm loans are made by Cross River Bank, Member FDIC.