Long-term flight payment providers
Keep reading to find out which payment providers offer long-term payment plans for flights.
Fly now, pay later with long-term payment plans
Ease the pressure of travel with flight payments you can spread out for longer
Where from?
Where to?
Dates
Passengers & Class
1 Adult, Economy/Coach
Pay for your flights over a longer period of time
Looking for the most budget-friendly way to book your next flight?
We have a range of trusted buy now, pay later providers offering long-term payment plans. This let you pay for flights over an extended period - perfect if you’d prefer smaller, more manageable monthly instalments.
While many buy now, pay later services let you split your payment over 2–3 months, long-term options give you even more breathing room. With some providers offering up to 12, 24, or even 60 months to repay, these plans are ideal for travellers planning bigger trips or working with tighter budgets.
Why choose a long-term payment plan for your flight?
Long-term instalment options aren’t just convenient - they give you more control over your finances:
Extended repayment terms for more flexibility
Long-term plans let you extend your payments over 6, 12, 24, or even up to 60 months. This means you can lock in the flights you want now without the financial pressure of settling the total cost right away.
🗓️ Perfect for high-value bookings in business or first class, peak-season flights, or once-in-a-lifetime trips.
Smaller monthly payments that fit your budget
With more time to pay, your monthly instalments are significantly smaller. This makes long-term payment plans a great option if you're looking to lower your upfront flight costs and save your money for other commitments. The smaller each payment, the easier it is to plan around rent, bills, and other expenses.
💸 You can fly for less than the cost of your monthly phone bill - depending on the plan you choose.
Book with 600+ airlines around the world
Long-term payment plans are available on all the flights sold through Alternative Airlines. That includes over 600 global carriers flying to major cities, remote islands, and everywhere in between. No matter where you’re headed, there’s a plan that can help you spread the cost.
🌍 From budget airlines to premium carriers, you’re free to choose the flight that suits your schedule and comfort - not just your wallet.
Get your flight confirmed instantly
As soon as your first payment is processed, we’ll confirm your booking and send your e-ticket. There’s no need to wait until the full amount is paid off. Just choose your flight, pick your long-term payment provider at checkout, and get your travel details right away.
✅ No delays. No uncertainty. Just secure, stress-free bookings from the start.
Which flight payment plan is right for you?
When you're booking a flight, having flexible ways to pay can really help, especially when you're trying to keep travel plans on track without throwing off your regular budget.
If you're looking for something quick and easy, short-term buy now, pay later options are a solid choice. These usually break your fare into 3 or 4 interest-free instalments, all paid off within a couple of months. It's a great way to book now without paying everything upfront, perfect if you know you can cover the cost soon.
But if you’re planning a bigger trip or just want to take things a little slower, long-term payment plans can make life easier. These options let you spread the cost over a longer stretch, anywhere from 6 months to even 5 years in some cases. That means smaller payments, more breathing room in your budget, and less financial stress month to month.
ContactNow – up to 60 months
🇪🇬 Only available to residents of Egypt
If you’re looking for the longest repayment term available, our partner ContactNow is your go-to. You can spread the cost of your flight over up to 60 months - that’s five years of ultra-low monthly instalments.
- Great for: Large families, one-way trips, relocation travel
- Repayment terms: 6 to 60 months
- Financing options: Up to 1 million EGP
Afterpay (USA) – up to 12 months
🇺🇸 Only available to residents of the United States paying in USD
Known for its short-term buy now, pay later plans, Afterpay also offers monthly instalment plans of up to 12 months for US residents.
- Great for: US travellers seeking more flexible flight payments
- Repayment terms: 6 to 12 months
- Interest: APRs range from 0% to 35.99%, depending on eligibility
- Eligibility: You must be over 18, a resident of the U.S. and meet additional eligibility criteria to qualify
Affirm (USA & Canada) – up to 24 months
🇺🇸 🇨🇦 Only available to residents of the United States and Canada
Affirm is a trusted name in long-term buy now, pay later, offering payment plans ranging from 3 to 18 months for eligible US and Canadian customers.
- Great for: Flexible budgeting and big trips
- Repayment terms: 3 to 18 months
- Transparency: No hidden fees or surprises
- Interest rates: From 0-36% APR
Grab PayLater (Singapore) – up to 12 months
🇸🇬 Only available to residents of Singapore and Malaysia
Travellers based in Singapore and Malaysia can spread out payments with Grab PayLater, available for up to 12 months.
- Great for: Southeast Asia travel or international flights from Singapore/Malaysia
- Repayment terms: 8 or 12 monthly repayments
- Eligibility: Must be 21 years of age, members of the Platinum, Gold, or Silver GrabRewards tier, have utilised a minimum of the three Grab transactions in the previous month on a credit or debit card
PayPal Credit – up to 24 months
🇺🇸🇬🇧 Available to residents of the United States and the United Kingdom
With PayPal Credit, eligible users can spread the cost of flights across a flexible timeline of up to 24 months. Perfect if you already use PayPal for your everyday payments.
- Great for: International travellers who use PayPal
- Repayment terms: 6 to 24 months
- Perks: Quick approvals and wide availability
- Interest: No interest charged if paid in full in 6 months for US residents, or 4 months for UK residents
Upgrade your flight and pay later
Looking to travel in more comfort? With long-term payment plans, you can enhance your flight experience without the upfront cost. Whether it's extra space, priority boarding, or even an upgrade to business class or first class, you can spread the cost over several months, making premium travel more accessible.
With repayment options from 6 to 60 months, you're free to choose the extras that matter most, while keeping your monthly payments manageable.
Add-ons available with long-term flight payment plans
Ready to fly now and pay later with long-term payment plans?
Search flights with over 600 airlines and 40+ ways to pay, including longer term payment plans to spread the cost out even further.
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Frequently asked questions
What is a long-term flight payment plan?
A long-term flight payment plan lets you spread the cost of your flight over several months - or even years in ContactNow's case. Instead of paying the full amount upfront, you can choose a plan that breaks your fare into smaller, more manageable monthly instalments to stretch your money further.
How long can I take to pay off my flight?
Depending on the provider, repayment terms can range from 6 to 60 months. Some options, like ContactNow, offer up to 5 years to repay. Others, like Affirm or Afterpay, offer plans from 3 to 24 months.
Can I fly now or do I have to pay the entire cost of the flight first?
Your flight will be confirmed and your e-ticket sent as soon as your first payment is processed. You don’t need to wait until the full cost is paid off.
Do I need good credit to qualify for a long-term plan?
It depends on the provider. Some services like Affirm or PayPal Credit may run a soft credit check, while others may assess eligibility based on your purchase history or income. Make sure to check the criteria before applying.
Is there interest on long-term flight payments?
Some providers offer 0% APR promotional plans, while others charge interest depending on your eligibility and the repayment term. Always review the terms during checkout so you know exactly what you’re agreeing to.
Can I use a long-term plan for any airline?
Yes! Long-term payment plans are available for flights with over 600 global airlines when you book through Alternative Airlines. That includes budget carriers, premium airlines, and everything in between. You can even add extras like seat selection, baggage, or upgrade your fare and pay later.
Which provider should I choose?
It depends on where you live and how long you’d like to repay. For example:
- ContactNow – Up to 60 months (Egypt)
- Affirm – 3–18 months (USA & Canada)
- Afterpay – Up to 12 months (USA)
- Grab PayLater – 8 or 12 months (Singapore & Malaysia)
- PayPal Credit – Up to 24 months (USA & UK)
Compare terms at checkout to see what works best for you.