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What Is The Difference Between Travel Insurance And Cancel For Any Reason?

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What is the difference between Travel Insurance and CFAR?

If you've seen our new buyer protection coverage: Cancel For Any Reason, then you will know that it allows you to cancel your flight whenever you want. You'll also know that it guarantees 70% of your flight's total value as a refund. So, if its a form of protection that gives you money back in the event of your flight being cancelled... how isn't it insurance? In this article we'll break down the differences between Cancel For Any Reason and Travel Insurance, as well as why you will want to protect yourself when you travel.

Please note that Cancel For Any Reason isn't currently available. Please consider protecting your booking with our Cancellation Protection product instead.

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What is Cancel For Any Reason Coverage?

Update: Cancel For Any Reason is currently unavailable. Please consider protecting your booking with our Cancellation Protection product instead.

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Cancel For Any Reason Coverage is Alternative Airlines' new protection policy which can be added onto any flight package at checkout for an additional fee. It allows the passenger to cancel their flights for any reason, no questions asked. When they cancel with the protection applied, they will be entitled to a refund of 70% of their basket's total value. Passengers may choose to purchase this if their plans are turbulent or likely to change.

This is not to be confused with Cancellation Protection, another protection package offered by Alternative Airlines. Cancellation Protection covers the passenger in instances where personal emergency prevents them from catching their flight. This includes injury, public transport or car failure, court summons and more.

What is Travel Insurance?

Travel Insurance is not the same as Cancel For Any Reason coverage. It too is a policy that passengers buy to protect themselves in the event of things going wrong with their holiday, but in a much broader sense. Travel Insurance protection can cover a variety of potential mishaps during your journey, from lost or stolen bags to emergency medical expenses while you are abroad to cancellations or delays of your flight.

Travel insurance also has different stipulations for validity, as well as a myriad of exclusions you will need to be aware of when you book. For these, we recommend reading your policies terms and conditions closely, so you can stay on top of your coverage.

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Which is Right for You?

Firstly, it is worth mentioning that these packages are not at all mutually exclusive, and you can have both to ensure you are totally covered. But if you are only interested in getting one, either Cancel For Any Reason Coverage, or Travel Insurance, it comes down to which best suits your use case.

If you are making plans that you are worried will change and you might need to cancel your flights, then Cancel For Any Reason makes the most sense. If you are committed to your flight date and have no plans of cancelling, but you are worried something might happen while you are away then Travel Insurance is absolutely the way to go.

How Do You Add Protection to Your Booking?

Adding protection to your flights is easy with Alternative Airlines. When you go through to checkout on our website, you will be offered Cancellation Protection. This is the policy mentioned above that protects you in the case of emergency. If this is the type of protection you are looking for, great! Add it to your booking and you're off. If not, then uncheck the box, and you will instead be offered Cancel For Any Reason coverage. We also offer Lost Baggage Protection, where we are able to cover you in the case of your bag getting lost or stolen in transit.

These are the three main types of protection we offer at Alternative Airlines. If you are looking for a comprehensive travel insurance coverage we recommend researching reputable insurers near you. Remember to pay special attention to the exemptions and coverage which your chosen plan provides you before booking.

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Cancel For Any Reason & Travel Insurance FAQs

How much does Cancel For Any Reason Cost?

Cancel For Any Reason Protection's price changes based on the price of your tickets when you check out. It will change in scale depending on the level of protection offered.

Does Alternative Airlines offer comprehensive travel insurance?

No, we don't. We suggest looking into insurers local to you if you are looking for comprehensive travel insurance packages that extend beyond flight cancellation.

Can I book Cancel For Any Reason coverage and Cancellation Protection?

Not right now. As of the time of writing this Alternative Airlines offer Cancel For Any Reason and Cancellation Protection as mutually exclusive packages. This may change in the future however, so be sure to check out our articles for Cancellation Protection & Cancel For Any Reason.