Humm Flights FAQs
Who is eligible to sign up to Humm?
To be eilgible for a Humm loan, you must meet the following conditions:
You must be 18 years or older
You must be a permanent resident of Australia
You must have a permanent job (working at least 25 hours a week) or be on an aged/veteran’s pension
You must not be insolvent or declared bankrupt
What fees does Humm charge?
There is absolutely no interest charged. However, there are a few fees, although Humm has worked hard to ensure these are minimal for purchases up to $2,000. These fees will depend on your chosen plan. If you choose a ‘Little Things’ plan and choose to make repayments over 5 slices, there won't be any fees. If you choose to pay back in 10 slices, the monthly fee will only be $8. If you choose a ‘Big Things’ plan, the fees might seem quite a bit more, but this is because the value of the loan is so much greater. Expect a monthly fee of $8, and an establishment fee of $35 up to $90.
Can I have multiple plans at once?
This will depend on the amount that you’ve been approved for. You can purchase as many ‘Little Things’ as you would like, as log as you stay within your ‘available spend’ limit. Be aware though that you will be charged a repeat purchase fee of $22 for any additional ‘Big Things’ purchases.
Will Humm impact my credit score?
Your credit score will be checked when you initially sign up to humm, but that will have no impact on your credit score. As long as you use the service responsibly, and make your payments on time, your score will not be affected, but this will not be the case if payments are missed.
Can I book flights within Australia using Humm?
Of course you can, when you book your flights through Alternative Airlines! You can book flights on all of the most popular domestic airlines in Australia, and choose Humm as your payment method to split the cost.
Can I use Humm to fly internationally?
If approved, you can use Humm to fly with any airline available on the Alternative Airlines website. We ticket over 600 global airlines, including Qantas, American Airlines, British Airways, Delta Air Lines, Norwegian, and Emirates.