Airline Payment Plans

Flight prices keep climbing, but your travel plans don't have to wait. The average domestic flight in the US now costs over $350, and international trips can easily hit $1,000 or more. That's a lot to pay all at once!

Airline payment plans let you book the trip you want today and spread the cost over time. Whether you're planning a family vacation, flying home for the holidays, or booking a last-minute business trip, payment plans make air travel accessible without the financial stress.

At Alternative Airlines, we've partnered with over 40 payment providers to give you more flexibility than anyone else. From Buy Now Pay Later plans with Affirm and Klarna, to deposit travel with Slice Pay, you'll find a solution that fits your budget across 600+ airlines worldwide.

Make travel affordable and avoid debt 🤑

A $1,200 flight might feel out of reach. But $100 a month? That's doable. Payment plans turn big ticket prices into budget-friendly instalments, and many offer interest-free options so you can avoid racking up credit card interest while still getting the trip you need.

Lock in prices and plan ahead 🔒

Flight costs can jump overnight. With a deposit plan, you can secure today's price and pay over time, even if fares increase later. Perfect for planning family vacations, group trips, or any travel that needs advance booking.

Get flexibility when you need it most ✨

Whether you're booking a last-minute flight for a family emergency, organising travel for multiple people, or just need to spread the cost over a few weeks, payment plans give you the flexibility to fly now and pay at your own pace.

Deposit plans let you secure your flight with a small down payment, then pay off the balance before you fly. This works brilliantly for advance planning and budget management.

Slice Pay is our go-to provider for deposit travel. With Slice Pay, you can:

• Book flights from over 600 airlines
• Start with just a 10% deposit
• Pay weekly instalments at your own pace
• Travel only once your plan is complete
• Enjoy zero interest and no fees for missed payments
• Skip credit checks entirely

Whether you're booking a vacation six months out or securing seats for next year's family reunion, Slice Pay gives you the freedom to pay bit by bit!

Getting approved for a payment plan is quick and painless. Most applications take just minutes, and you'll know if you're approved right away.

The application process ✨

1. Search and select your flight: Find your perfect flight on Alternative Airlines from over 600 airlines.
2. Choose your payment plan at checkout: Browse through 40+ payment options and pick the one that fits your budget, whether that's BNPL, Slice Pay or Splitit.
3. Complete a quick application: Enter your basic details. Most providers make decisions in seconds, not days. For Splitit, the full amount is authorised on your card (not charged) to confirm you have available credit.
4. Get instant approval: You'll know right away if you're approved. No waiting around.
5. Make your first payment and book: Pay your deposit or first instalment, and you're done. Your flight is booked.

What you'll need 💡

The requirements are simple. For most BNPL providers:

• Be 18 or older
• Valid debit or credit card
• Email address and phone number
• Billing address in an eligible country

The whole process takes minutes, not hours. You can go from searching flights to having a confirmed booking faster than you'd expect.

Credit checks and eligibility 💡

Here's the good news - most payment plans don't involve hard credit checks that affect your credit score.

• BNPL providers like Affirm, Afterpay and Klarna typically run soft credit checks for short-term plans (Pay in 4 options). These don't impact your credit score. Longer-term monthly plans may require a hard credit check, but approval is still usually instant.
• Slice Pay doesn't run any credit checks at all. Whether your credit is excellent or you're still building it, you can book flights and pay over time. This makes Slice Pay one of the most accessible options for travellers who might not qualify elsewhere.
• Splitit doesn't require credit checks either. Since you're using your existing credit card, the authorisation uses your available credit limit. As long as you have enough available credit for the full purchase amount, you're good to go.

Approval decisions ☑️

Most providers give you an instant decision. You'll see approval or decline within seconds of submitting your application.

If you're not approved by one provider, don't worry. You have many other options to try. Each provider has different criteria, so one decline doesn't mean you're out of options. Simply select another payment method at checkout and try again.