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How to Pay Off Flights Slowly

Can I pay off my flights slowly question

Can I pay off my flights slowly?

Yes! At Alternative Airlines, you can pay for any of the 600+ airlines we ticket over time. Select from ultra-low-cost to luxury carriers, then pay for your flights on a timescale that best suits your budget and travel needs.

To pay for your flights over time, you can:

  • Use your existing credit card with Splitit instalments
  • Choose Buy Now Pay Later options

This page will go into detail about each of these methods. It will also feature a table comparing the ways to pay so that you can determine which option is best for you.

A family laughing while using a laptop. SplitIt logo with £200 instalment.

Use your existing credit card with Splitit

Splitit lets you turn your existing credit card into a flexible payment plan without any new applications or credit checks. You can spread your flight cost over 3, 4 or 6 months with no interest or fees.


How Splitit works:

  • Uses your current credit card - no new accounts needed
  • Spreads payments over 3-6 months automatically
  • No interest charges or hidden fees
  • No credit checks - uses your existing available credit
  • Keep all your card benefits like rewards and protection

Splitit places an authorisation on your card for the full amount to confirm you have available credit, then charges you monthly. Your available credit gradually returns as you make payments.


Why choose Splitit:

  • Makes travel more affordable with manageable monthly payments
  • Uses credit you already have access to
  • Very secure with no new debt created
  • Available in multiple countries
Affirm, Afterpay, Klarna, Zip and Sezzle logos in a row

Pay slowly with Buy Now Pay Later

Split your flight cost over weeks, months, or even years with one of our 20+ buy now pay later providers.


Popular options include:

  • Klarna - Pay in 3 or monthly plans
  • Afterpay - 4 instalments over 6 weeks
  • Affirm - Short or long-term payment plans
  • Tabby - Popular in the Middle East
  • Atome - Favoured in Southeast Asia

Each provider has different rules for late payments and credit checks. Terms vary, so check details at checkout.


Why choose buy now pay later:

  • Flexible payment terms
  • Many interest-free options
  • Can pay after you fly
  • Available worldwide

Which one should I choose?
Credit card vs BNPL vs deposit options

Looking for the best way to spread the cost of your flights?
The table below highlights how Splitit and Buy Now Pay Later work, so you can quickly see which option fits your travel plans.

Benefit Splitit (Card-based instalments) Buy Now Pay Later
Availability UK at the moment, with more regions coming soon. Available in several countries across Europe, North America, Asia and Oceania.
Pay after travel Yes, depending on your chosen payment schedule. Yes, depending on the BNPL and the payment plan selected, you may still have payments to make after departure.
Credit impact No credit checks, uses existing credit. This depends on the BNPL. Some may conduct a soft credit check and deny your application if your score is too low. If you fail to repay your flights, your credit score may be lowered.
Ideal for Using existing credit without new applications. People booking expensive tickets to help spread the cost over a short or long period.
family on a beach

How should I pay for my flights?

This depends. The best payment method for you may be subject to your budget, when you booked, your credit score, and more. All three methods are popular with Alternative Airlines customers.

  • Splitit tends to be popular with travellers who want to use their existing credit card without taking on new debt or undergoing credit checks.
  • Buy Now Pay Later options are often chosen by couples booking last-minute romantic getaways or anyone wanting flexible payment terms.

All the methods at Alternative Airlines are trusted pay-later travel methods. We keep your finances secure and your airline booking protected. If you have any concerns or questions, check out our help page or contact our expert customer service team.

Ready to book your flights?

If you've decided which payment method works best for you, there's no need to wait any longer. You can pay off your flights slowly with Splitit, buy now pay later, or a deposit at Alternative Airlines. Just select the way you'd like to pay at checkout.

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FAQs

Do I have to pay for my flights immediately?

Not at Alternative Airlines! Often, when you book flights directly with airlines, you'll have to pay entirely upfront. However, when you use Alternative Airlines, you can pay over time.

If you don't want to pay the entire ticket sum immediately, you can pay with card-based instalment plans like Splitit or Buy Now Pay Laters like Afterpay and Klarna.

How slowly can I pay off my flights?

This depends on the method you choose:

  • Splitit - Pay over 3, 4, or 6 months with no interest
  • Buy Now Pay Later - Timescale varies by provider. Some offer short-term plans, others allow payments over years

If you plan to pay back flights slowly with very small instalments over long periods, you may incur interest charges with some providers. Always check the terms before booking.

Can I fly now and pay later?

Yes, with most payment options. Splitit and Buy Now Pay Later providers often allow you to fly while still making payments, depending on your chosen plan and when you booked.

Can I pay later with no credit checks?

Yes. Splitit conduct zero credit checks.

  • Splitit uses your existing credit card without any new credit assessment

Certain Buy Now Pay Later providers also don't conduct credit checks, though this varies by provider. It will be made clear at checkout whether a credit check is required.

How does Splitit differ from using a regular credit card?

Splitit uses your existing credit card but structures the payments differently. Instead of you managing monthly credit card payments yourself, Splitit automatically charges your card in equal instalments over your chosen timeframe (3, 4 or 6 months).

The key difference is the automatic payment structure and the guarantee that you'll pay no interest, regardless of your card's terms. You also get a clear payment schedule upfront, making budgeting easier.

What happens if I miss a payment?

This depends on your payment method:

  • Splitit - Missed payments are handled according to your credit card's standard terms
  • Buy Now Pay Later - Varies by provider, some charge late fees while others offer payment extensions

Always contact the payment provider as soon as possible if you're struggling to make payments.