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Buy Flights with Citibank

Split the cost over time or pay directly from your bank account

Two women smiling while looking at a phone. Spirit flights paid for with Citibank.

Pay for your flights with Citibank

Planning your next trip? Whether it's a family holiday you've been dreaming about, a business trip across the country, or visiting loved ones overseas, booking a flight is a big decision.

That's why Alternative Airlines has partnered with Citibank to give you flexible ways to pay that actually work with your budget.

  • If you're a Citi cardholder in the US, you can split the cost of your flight into monthly payments and lock in your travel plans today.
  • If you have a Citibank account anywhere in the world, you can pay directly via bank transfer.
  • No hidden fees and no complicated forms. Just straightforward payment options that let you focus on planning your trip instead of worrying about it.

With Citibank serving millions of customers in over 160 countries, you're booking with a trusted name.

Choosing Citibank as a payment method at checkout

Pay with Citibank flexible payments

Split the cost into monthly payments πŸ’Έ

If you're a Citibank cardholder in the US, you can now book flights and pay over time using your existing credit card. This is thanks to Citibank's partnership with Splitit.

Splitit is a flexible payment service that lets you split the cost of a purchase into interest-free monthly instalments using your existing credit card without any applications, fees or credit checks.


How it works ✨

Search and choose your flight. Find your perfect flight from over 600 airlines on Alternative Airlines.

  1. Select Citibank flexible payments at checkout. Enter your passenger details and choose this payment option.
  2. Pick your payment plan. Choose from 3, 4, 6, 12, 18, 24 or 36 monthly payments. You'll see exactly what you'll pay each month before you confirm.
  3. Complete your booking. Use your existing Citi credit card to set up your payment plan. We'll send your e-ticket straight away.
A woman smiling at her phone. Example of Alaska Airlines flight paid with Citibank

Why use Citibank flexible payments?

  • Payment plans from 3 to 36 months: Choose the plan that fits your budget, whether you're booking a weekend break or a dream holiday.
  • Use your existing credit card: No need to apply for anything new. Just use the Citi credit card you already have.
  • No credit checks: Your existing credit card limit is all you need. No additional applications required.
  • Subsidised longer payment terms: Citi subsidises extended payment plans to make your travel more affordable.
  • High spending limit: You can spend up to $65,000, making it perfect for solo trips, family holidays and long-haul adventures.
  • Available to US Citi cardholders: This payment option is exclusively available for eligible Citi credit cardholders in the United States.
Citibank selected as bank transfer payment method at Alternative Airlines

Pay with Citibank bank transfer

Direct transfer from your bank account πŸ’°

If you have a Citibank account, you can pay for your flights via direct bank transfer. You won't need a debit card - it's just a quick and secure transfer from your account to ours.


How it works ✨

  • Search and choose your flight. Find the flights you want to book on Alternative Airlines.
  • Select Citibank bank transfer at checkout. Enter your passenger details and choose bank transfer as your payment method.
  • Complete the transfer. When prompted, enter your bank details to transfer the payment. We'll receive it within seconds and send your e-ticket right away.
A family laughing together. Flights paid for with Citibank bank transfer.

Why use Citibank bank transfer?

  • No debit card needed: Transfer money directly from your bank account to Alternative Airlines.
  • Quick and secure: Citibank's trusted banking infrastructure keeps your payment safe. Transfers are typically processed within seconds.
  • Available in 160+ countries: Citibank operates in over 160 countries across Asia Pacific, Europe, the Middle East, Africa, Latin America and North America. Check if Citibank is available in your country.
  • Simple process: Just your bank details and a few seconds. That's all it takes to book your flight.

How do I pay for flights using Citibank?

Search for flights from Atlanta to Chicago at Alternative Airlines

Search for your flight πŸ”Ž

Enter your travel dates and destinations on Alternative Airlines. We'll search over 600 airlines to find the best options. Select the flights that work for you, add any extras like luggage or seat selection, and fill in your passenger information.

How do I pay for flights using Citibank?

Select Citibank as a payment method

Select Citibank at checkout β˜‘οΈ

Pick your preferred Citibank payment option: flexible payments to split the cost, or bank transfer to pay directly.

How do I pay for flights using Citibank?

View booking confirmation and payment confirmation with Citibank

Complete your booking ✈️

Follow the prompts to finish your payment. We'll send your e-ticket straight away and you're ready to fly.

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Ready to book flights and pay with Citibank?

Search for your perfect flight on Alternative Airlines and choose your preferred Citibank payment option at checkout. Whether you want to split the cost into monthly payments or pay directly from your bank account, we're here to make booking easier.

With over 600 airlines to choose from and flexible payment options designed around your needs, your next trip is just a few clicks away.

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FAQs

What is Citibank?

Citibank is one of the largest and most established banks in the world, serving millions of customers across more than 160 countries. As part of Citigroup, it's been providing banking services for over 200 years, offering everything from personal banking and credit cards to business services.

Citibank serves approximately 10% of all US cardholders and has a trusted reputation for secure, reliable financial services. When you use Citibank to pay for flights at Alternative Airlines, you're using a payment method backed by one of the world's most recognised financial institutions.

Which Citi credit cards are eligible for flexible payments?

This flexible payment option is available to eligible Citi credit cardholders in the United States. When you reach checkout and select Citibank flexible payments, the system will verify your eligibility based on your card and account status.

Most major Citi credit cards qualify, but eligibility is determined at the time of booking to ensure you have access to the best payment terms available.

How does Citibank flexible payments work?

Citibank flexible payments is powered by Splitit, a trusted payment technology that lets you use your existing credit card to pay over time.

When you book your flight, you choose a payment plan from 3 to 36 months. The total cost is authorised on your credit card, but you're only charged in monthly instalments.

There's no new credit application, no hard credit check and no interest charges from us at Alternative Airlines. Your existing Citi card terms still apply, giving you complete transparency and control!

Do I need to apply for credit or a loan?

No. This payment option uses your existing Citi credit card and available credit limit, so there's no loan application, no new credit account and no additional credit check needed.

It's designed to work with what you already have, making the process quick and straightforward. You simply select your payment plan at checkout, and your existing card handles the rest.

What payment plan options are available?

You can choose from 3, 4, 6, 12, 18, 24 or 36 monthly payments, depending on the cost of your flight and your preference. The flexibility means you can match your payment schedule to your budget.

Booking a quick weekend trip? A 3-month plan might work perfectly. Planning a dream holiday with the family? Spread it over 24 or 36 months to make it more manageable. You'll see exactly what you'll pay each month before you confirm your booking.

Are there any interest charges or fees with flexible payments?

There are no additional interest charges or fees from Alternative Airlines when you use Citibank flexible payments. For payment plans extending beyond 6 months, Citibank subsidises the cost to make longer terms more affordable for you.

Your standard Citi credit card terms and conditions still apply, so if you have questions about your specific card's interest rates or fees, check with Citibank directly. We believe in transparent pricing, so you'll always know exactly what you're paying.

Can I pay off my payment plan early?

Yes, absolutely. Since the payment plan uses your existing Citi credit card, you have the flexibility to pay off your balance anytime according to your credit card terms.

There are no prepayment penalties from Alternative Airlines. If your financial situation changes or you simply want to clear the balance, you can do so through your normal credit card payment process with Citibank.

What is Splitit and why is it used?

Splitit is a secure, trusted payment technology platform that powers the flexible payment option for Citibank cardholders. It's used by major banks and financial institutions worldwide to offer customers the ability to pay over time using their existing credit cards.

Splitit doesn't require new applications or credit checks because it works with your existing card and credit limit. The technology is secure, reliable and designed to make your booking experience seamless. You're protected by both Splitit's technology and Citibank's trusted infrastructure.

Is my payment information secure with flexible payments?

Your security is a top priority. The flexible payment option is powered by Splitit's secure technology platform and backed by Citibank's trusted banking infrastructure. All payment information is encrypted and processed using industry-standard security protocols.

Your credit card details are never stored on our servers. Instead, they're securely handled by Splitit and Citibank, giving you multiple layers of protection. We take your trust seriously and work only with established, reputable partners.

What happens if I miss a payment?

Since your payment plan is managed through your existing Citi credit card, your standard card terms and conditions apply. If you miss a payment, it's treated the same way as any other credit card payment according to your agreement with Citibank.

We recommend setting up automatic payments through your Citi account to avoid missing any instalments. If you're concerned about making payments, contact Citibank directly to discuss your options. They're there to help you manage your account.

Can I use flexible payments for any flight?

You can use Citibank flexible payments for ANY flight ticketed through Alternative Airlines, with a spending limit of up to $65,000. This covers everything from short domestic hops to long-haul international journeys, and even premium cabin bookings.

Whether you're flying economy or treating yourself to business class, flexible payments can help make it more affordable. The option will be available at checkout when you're booking eligible flights.

How long does it take to get my tickets with flexible payments?

As soon as your payment plan is set up and approved, we'll send your e-ticket immediately via email.

There's no waiting period. You'll have your booking confirmation and ticket reference right away, so you can add your flight details to your calendar, choose your seats if available, and start planning the rest of your trip.

The speed and convenience means you can book with confidence, knowing everything is confirmed instantly.

What if I need to change or cancel my flight after using flexible payments?

If you need to change or cancel your flight, contact us and we'll guide you through the process. Changes to your booking may affect your payment plan, depending on the fare rules and the nature of the change.

We'll explain exactly what this means for your payments before any changes are made. If you cancel and receive a refund, the refund will be processed back to your Citi credit card according to the airline's refund policy. We're here to help you understand your options every step of the way.

Can I use Citibank bank transfer for international flight purchases?

Yes, you can use Citibank bank transfer to purchase flights internationally. Citibank operates in more than 160 countries across Asia Pacific, Europe, the Middle East, Africa, Latin America and North America, making it one of the most widely available banking options worldwide.

If you have a Citibank account in any of these regions, you can use it to book flights through Alternative Airlines. This makes it particularly convenient for international travellers or expats who bank with Citibank.

How long does a Citibank bank transfer take?

Bank transfers through Citibank are typically processed within seconds to a few minutes. Once we receive your payment, we'll send your e-ticket immediately, so you can start planning your trip right away.

The speed of bank transfers makes them one of the quickest payment methods available. You won't be left waiting around wondering if your booking went through. It's fast, efficient and gets you from search to confirmation in no time.

Is it safe to pay for flights via Citibank bank transfer?

Absolutely. Citibank uses secure, bank-level encryption and infrastructure to protect all transactions. When you make a bank transfer, your payment details are handled through Citibank's trusted systems, which employ multiple layers of security.

We'll never store your banking credentials. The transfer happens directly between your Citibank account and ours through secure channels. You're protected by the same security measures that keep your everyday banking safe.

Do I need a debit card to use Citibank bank transfer?

No, you don't need a debit card when paying via Citibank bank transfer. That's actually one of the main advantages of this payment method. You simply transfer money directly from your Citibank account using your banking credentials.

This is particularly useful if you prefer not to use cards online, if your debit card has restrictions, or if you simply find direct bank transfer more convenient for larger purchases like flights.

What information do I need to complete a Citibank bank transfer?

When you select Citibank bank transfer at checkout, you'll be prompted to enter your Citibank banking details to authorise the transfer. The exact information required may vary slightly depending on your country and Citibank's local requirements, but typically includes your account credentials and authorization to transfer the specific amount.

The process is designed to be straightforward, and all required fields are clearly marked during checkout. If you're ever unsure, our Customer Service team can guide you through the process.

Which Citibank payment method should I choose?

It depends on your situation and preference.

  • If you're a Citi credit cardholder in the US and want to spread the cost of your flight over several months, flexible payments is the perfect choice. It lets you lock in your booking today while paying over time.
  • If you have a Citibank bank account anywhere in the world and prefer to pay the full amount upfront directly from your account, bank transfer is quick and straightforward.

Both options are secure and reliable. Think about your budget and how you prefer to manage payments, and choose what works best for you.

Can I use Citibank to book flights for other people?

Yes, you can book flights for other people using either Citibank payment method. When you're entering passenger details, simply add the names of the people who will be travelling.

The payment comes from your Citibank account or credit card, but the tickets will be issued in the travellers' names. This is perfect for booking family holidays, surprising someone with a gift of travel, or managing business travel for colleagues. Just make sure the passenger details match their identification documents exactly.

Are there any restrictions on which airlines I can book with Citibank?

You can use Citibank payment methods to book flights with any of the 600+ airlines available on Alternative Airlines. This includes major carriers, budget airlines and regional operators worldwide.

Whether you're flying domestically or internationally, in economy or premium cabins, Citibank payment options are available. The flexibility means you can choose the flight that's right for your trip, not just the flights that accept certain payment methods.

What customer support is available if I have issues with my Citibank payment?

Our Customer Service team is here to help you before, during and after your booking. If you experience any issues with your Citibank payment, you can reach out to us through our website, email or phone. We'll work with you to resolve any problems quickly.

For questions specifically about your Citibank account, credit card terms, or bank transfer status, you can also contact Citibank directly. We believe in real support from real people, not disappearing once you've clicked Book. You're not on your own.

Alternative Airlines customer support

Why book flights with Alternative Airlines?

Rated Excellent on Trustpilot ⭐

We're proud of our Trustpilot rating, but don't just take it from us. Thousands of customers have given us five stars, praising our service, support and flexible payment options. Millions of travellers have booked their flights through Alternative Airlines, and we're here to support you every step of the way.


Over 600 airlines and 40 ways to pay πŸ’Έ

From budget carriers to premium airlines, we give you access to flights from over 600 airlines worldwide. We're the home of Buy Now Pay Later flights, offering more flexible payment options than anyone else. Whether it's Citibank flexible payments, Afterpay, Klarna or one of over 40 other payment methods, we make flight booking financially accessible for everyone.


Real support when you need it πŸ’œ

Our Customer Service team is here to help before, during and after your booking. We don't disappear once you've hit Book. Add peace of mind with optional flight protection, because life happens and we want to help when it does.