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Buy now, pay later with Affirm (Canada)

Affirm logo

Spread the cost of your purchase into easy payments. Subject to eligibility check
and approval. A down payment may be required. See actual terms at checkout.

 


What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providing
shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately,
while spreading their payments over time.

 


Why use Affirm?

Prequalify before you buy

Get your Affirm spending limit while you’re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment method at
checkout. Enter a few details to get an instant decision and complete your purchase.

Easy payments

Affirm will automatically debit/charge payments using your preferred payment
method. Available payment methods may vary depending on the payment plan
selected.

 


How do I use Affirm?

1. Select Affirm at checkout

Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.

2. Get set up

Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.

3. Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.

 


FAQs

Are there requirements to use Affirm?

Yes. You’ll need:
● To be the legal age of majority in the province or territory in which you reside
● To be a resident of Canada
● A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or
Mastercard logo). Available payment methods may vary depending on the payment plan
selected.
● An SMS-capable Canadian phone number and an email address
● To meet the minimum cart size required to use Affirm as a payment option at checkout

How do I sign up?

If your basket is eligible for payments with Affirm, the option will be presented at
checkout. After confirming your phone number, you’ll be sent a one-time SMS password to
confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved,
you will have the option to set up your repayment method with Affirm and accept the terms of
your payment plan.

Does Affirm do a credit check?

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help
site.

What is Affirm’s interest rate?

For more information on interest or fees, please read this FAQ article on the Affirm help site.

I was not able to complete a Affirm transaction. What happened?

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.

Which payment methods are accepted?

Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.

I still have questions

For further information, please refer to the Affirm help center or get in touch here.

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