Split the cost and secure your flights without the financial hoops. Travel your way.
Booking flights shouldn't feel like applying for a mortgage. If you've ever had your travel plans stalled by a credit check or been told "no" because of a score, we hear you.
That's why we've partnered with providers who offer smart payment options, so you can book your flights without the awkward finance hoops.
Not everyone wants a credit check tied to their travel plans - and for good reason. Some travellers don’t have a credit score yet. Others are working to rebuild theirs. And for many, it’s just about keeping things simple - no hard checks, no unnecessary impact on their report.
Credit checks can also be a barrier when you’re trying to budget carefully or book last-minute. A hard inquiry could affect your score, even if you’re only trying to spread the cost of a flight. That's why we offer several no-credit-check options:
Whether you’re building credit, avoiding hard inquiries or just want to manage your money better, we’re here to help.
Flight payment plans let you book now and spread the cost over time, instead of paying the full amount upfront. It’s called 'Buy Now Pay Later' (or BNPL) and it’s designed to make travel more flexible and affordable.
With options like Splitit, there are no credit checks at all, making them ideal if you're building credit or want to avoid any impact.
Some Buy Now Pay Later providers also offer soft credit check options that don't impact your score. Available options vary by location, so you'll see what's available at checkout.
Head to Alternative Airlines and search flights from over 600 global airlines. Use filters to compare prices, times and add any extras like baggage or seat selection.
Once you’ve picked your flight, continue to checkout. Here, you’ll see a list of payment options, including ones that don’t require a credit check.
Select Splitit, or another no-credit-check option. You'll see exactly which providers are available in your location.
You’ll need to share your name, contact info and valid payment card - just the basics. No forms, no credit history required.
You'll see your payment schedule before you confirm the booking. Everything's clear and upfront.
💡Quick tip: Always make sure the provider clearly states 'no credit check' and read the plan terms before confirming.
Booking flights without a credit check gives you more choice and control. But like any payment method, it has its upsides and a few things to watch for.
Still, for many travellers, it's a smart, credit check-free way to fly, especially when booking through Alternative Airlines.
Before you book, look at the full price of your flight and your payment plan. With services like Splitit, there's no interest, so what you see is what you'll pay. Just make sure it fits your monthly budget.
It might be tempting to go big on a trip and worry about the payments later, but always ask yourself: can I comfortably make the instalments before I fly?
You’ll get reminders, but it’s a good idea to set your own too. Knowing when payments are due helps avoid surprises and gives you peace of mind.
One Buy Now Pay Later booking is easy to manage. Several at the same time? That’s where it can get tricky. Focus on one trip at a time to keep things simple.
Travel should feel exciting, not stressful. Use flexible payments to plan smarter, not spend more, and enjoy the freedom to fly on your terms.
We’re super proud of our Trustpilot rating, but don’t just take it from us. See why millions of others love booking their flights through Alternative Airlines
Yes, you can. When you book through Alternative Airlines, you have options that don't require credit checks. Splitit uses your existing credit card without any credit assessment.
These options are designed to be accessible, especially if you're building credit, have limited credit history, or just want to avoid a hard inquiry on your report.
As long as you meet the basic requirements, you're good to go. No forms, no fuss - just more flexibility and the freedom to fly!
Not at all. If you're booking through Alternative Airlines using credit check-free options, your credit score isn't a factor.
As long as you meet the basic requirements (being over 18, living in an eligible country, and having a valid payment card), you can book your flight and start your payment plan straight away.
Splitit turns your existing credit card into a flexible payment plan without any new applications or credit checks. When you choose Splitit at checkout, we place an authorisation hold on your card for the full amount - this isn't a charge, just a way to confirm you have enough available credit.
Your card then gets charged in monthly instalments according to the plan you chose (3, 4, or 6 months). The authorisation amount decreases with each payment, so your available credit gradually returns as you pay off the balance.
There's no interest, no fees and no impact on your credit score. You keep all your existing card benefits like rewards points, cashback and purchase protection. It's simply a smarter way to use the credit you already have.
Yes, your booking is confirmed instantly once your first payment is processed. When you choose Splitit at checkout, we'll secure your flight and send your e-ticket to your inbox right away.
There's no waiting around or approval process - you'll get the same instant confirmation as you would with a full upfront payment.
Just make sure the rest of your payment plan is completed according to schedule. You'll get reminders along the way, and we're here to help if anything changes.
With Splitit, missed payments are handled according to your credit card's standard terms and conditions. You'll receive reminders before each payment is due, and you can contact Splitit directly if you need help managing your payment schedule.
If you're worried about falling behind with any payment plan, reach out as soon as possible. The sooner you let us know, the more we can help.
If you’re booking from somewhere else, don’t worry - we offer other flexible options too. Just head to checkout and you’ll see all the payment methods available in your country.
We’re always looking to expand access to more travellers around the world. So if Splitit isn’t available where you are just yet, chances are we’ve got another option that fits your plans and your budget.
Have a question about payment options in your country? Our team’s here to help.
