Flights can be one of the biggest travel expenses, especially if you're heading overseas or booking during a busy season. That’s why it helps to plan ahead and start saving early. In this guide, we’ll share practical steps to help you save for your flight, find better deals, and book with confidence - without stretching your budget too thin.
How to save for a flight
A simple guide to saving money for your next flight
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How do I save for a flight?
When you’ve got other financial commitments, saving for a flight can feel out of reach - especially if it's a big trip or a long-haul journey. But with the right approach, it’s possible to set money aside without compromising your lifestyle.
That said, you should expect that saving for a flight will come with some trade-offs. You’ll likely need to budget carefully and cut back on non-essential spending. But the payoff is more than worth it, as travel is one of life’s most rewarding experiences.
1. Set a flight savings goal 💸
Start by working out how much your flight is likely to cost. Use our flight search tool to compare prices, flight times, and airlines from over 600 carriers, including ultra-low-cost and luxury airlines. Once you’ve found an option that suits you, you’ll have a clearer idea of how much to start saving.
If you haven't settled on a firm departure date yet, you can use our Best Fare Finder tool to figure out what times of the year offer the cheapest flights for your destination.
Remember to include extras like baggage fees (if your fare doesn't include free baggage), seat selection, and airport transfers. Setting a clear target makes it easier to stay motivated.
2. Create a dedicated flight savings plan 📅
With your goal in mind, it’s time to create a savings plan. One of the best ways to stay on track is to keep your flight fund separate from your everyday spending. You could open a dedicated savings account or use a budgeting app that lets you set custom goals. Watching your progress build over time can be surprisingly motivating.
If you have the option with your bank, automate small weekly or monthly transfers - you’ll build up your savings without needing to think about it. Even small amounts like £10 a week will add up over time.
3. Cut down on spending ☕
You don’t have to give up everything to save for a flight, but cutting back on a few non-essential expenses can make a big difference. That might mean making coffee at home, reducing how often you eat out, or cancelling subscriptions you no longer use.
You can also boost your savings by finding extra sources of income. Try freelancing, taking on small side jobs, or selling items you no longer need. Every little bit helps. Depending on where you live, selling your clothes through second-hand apps can be a great way to declutter and make some extra money at the same time.
Another option is to use cashback or rewards tools on your everyday purchases. The money you save can go straight into your flight fund.
Tips for booking cheaper flights
Saving is important, but so is booking smart. Here are a few ways to find cheaper flights:
- Be flexible with your travel dates and times - flying midweek or early in the morning is often cheaper.
- Book early whenever possible. Prices tend to rise as departure dates get closer.
- Compare flights from over 600 airlines with our search tool which allows you to filter results based on price, duration, and airline type.
- Consider alternative airports or routes with layovers. They may take a little longer but can cost significantly less.
- Look out for deals on our flight discounts and promo codes page. We regularly update the page with the newest deals from our payment partners.
- Consider booking your flight with a buy now, pay later provider so you can secure your booking now and pay it off in instalments - while continuing to save.
Find the best deals and plan your flight with confidence
Buy now, pay later for flights
Sometimes you don’t have the luxury of saving up for a flight, especially when it’s last-minute, unexpected, or an emergency. That’s where buy now, pay later payment options can help. These services let you fly now and pay later in instalments.
With buy now, pay later, there’s no need to pay the full cost upfront. Instead, the price is split into manageable payments over a set schedule (like four fortnightly payments or monthly instalments). It’s a flexible way to book when your time or budget is tight.
Unlike traditional credit cards, buy now, pay later plans typically offer fixed repayment amounts and no interest, making it easier to stay in control of your spending.
💡 Just remember: while buy now, pay later can be a helpful tool, it’s still a financial commitment. Make sure you can keep up with repayments and avoid taking on more than you can manage.
Why fly now, pay later is helpful if you haven’t saved enough yet
Here are some of the key ways buy now, pay later can help you travel sooner, without derailing your budget or savings goals:
- Book immediately even if you haven’t saved the full amount
- Perfect for last-minute or emergency travel
- Split the cost into smaller, more manageable repayments
- Avoid interest if you pay on time
- Stay in control of your budget while still making your trip happen
And even though in most cases you’re still paying after you fly, buy now, pay later can still support a savings mindset. Instead of dipping into savings or turning to credit cards with high interest, you’re spreading the cost in a predictable way - giving you breathing room to save for other travel expenses like accommodation, transport, or spending money.
How to book flights with buy now, pay later
Search for your ideal flight
Head to the search form at the top of the page, fill it out with your destinations, dates, and the number of people travelling. Then, click the 'Search flights' button and select the flights that are most suitable for you.
How to book flights with buy now, pay later
Choose your flight
Easily filter by airline, price, travel time, or number of stops to find a flight that fits your plans and your budget.
How to book flights with buy now, pay later
Choose any buy now, pay later option available
Different payment plan providers will be available depending on your country of residence and the currency you're paying in. From our list of payment plans, pick the best one that works for you and see if you're eligible. You'll then have to follow instructions, put in a few details and a soft credit check will be performed - all done in a matter of seconds!
How to book flights with buy now, pay later
Grab your tickets & pay later
Once your application has been accepted, your flight booking will be confirmed and you'll receive your e-ticket from Alternative Airlines in your e-mail inbox.
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Ready to kickstart your travel savings?
Put your savings plan into action – search for your flight now and choose a payment option that works for your budget.
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Frequently asked questions
How can I save money for a flight?
Start by setting a savings goal based on your destination and estimated flight costs. Then, create a dedicated savings plan, such as setting up a separate account or automating transfers, so you can gradually build your flight fund. Try to reduce all non-essential spending so you can maximise your savings.
Can I fly before I’ve finished paying for my flight?
If you're using a buy now, pay later option like Afterpay, Klarna, or Affirm, then yes - you can book and fly before completing all your payments, depending on your travel dates and payment length.
How far in advance should I start saving for a flight?
Ideally, start saving at least 3–6 months before your trip. This gives you enough time to build your fund gradually without cutting into other financial priorities.
How much should I set aside each month for flights?
That depends on your destination and travel timeline. If your flight costs $600 and you plan to book in 3 months, you’ll need to save around $200 a month. Adjust this based on your income and flexibility.
How can I save money if I have to travel unexpectedly?
If you don’t have time to save in advance, consider using a BNPL service to book now and pay later. This spreads the cost into smaller payments while freeing up your cash for other urgent travel needs.