Customers in the USA can pay later on over 600 airlines
Book through Alternative Airlines to pay for your flights in instalments. Pay later on any airline and any flight. Subject to eligibility requirements.
Fly Now, Pay Later USA
Discover the pay-later providers available to customers in the USA
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Fly now, pay later providers in the USA
Discover our available buy now, pay later partners in the USA. Secure your flights today and pay back on your terms.
Affirm
Pay in 3 or 4 interest-free.
Or pay in up to 24 months.
Klarna
Pay in 4 interest-free.
Or pay in up to 24 months.
Afterpay
Pay in 4 interest-free.
Or pay in up to 24 months.
Sezzle
Pay in 4 or 5 interest-free.
Or pay in up to 6 months.
PayPal
Pay in 4 interest-free.
Or pay in up to 24 months.
Flex Pay
Pay over 3, 6, 9, 12, or 18 months.
Interest-free options vary.
Zip
Pay in 4 or 8 instalments.
Fly now, pay later with Alternative Airlines
Alternative Airlines gives customers in the USA access to a wide range of payment methods. This includes e-wallets, crypto and buy now, pay later. You'll even get options that aren't available when booked directly with the airline!
Choose from over 600 airlines, and if you meet the eligibility requirements, pay later for your flights with a buy now, pay later provider.
Alternative Airlines is a reputable flight booking service. We help customers travel how and when they want. Curious to see what our customers have to say? Check out our reviews. We're a 4.9-star company on Trustpilot!
Book flights with 0% interest plans
Want to pay for your flights in instalments without any additional fees? Discover the providers in the USA offering interest-free plans.
Affirm
- Affirm Pay in 4 = Payments are made every 2 weeks, ending 6 weeks after checkout
- Affirm Pay in 3 Months = Pay once a month over 3 months
Klarna
- Klarna Pay in 30 Days = Pay for your flights within 30 days
- Klarna Pay in 4 = Make the first payment at checkout and the rest every 30 days
Afterpay
- Afterpay Pay in 4 = Payments are made every 2 weeks and finish 6 weeks after checkout
Sezzle
- Sezzle Pay in 4 = Pay every 2 weeks, with payments finishing 6 weeks after checkout
- Sezzle Pay in 5 = Pay every 2 weeks, with payments finishing 8 weeks after checkout
PayPal
- PayPal Pay in 4 = Pay every 2 weeks, with payments finishing 6 weeks after checkout
Flex Pay
- Flex Pay's interest-free plans vary by consumer credit information, purchase details, current loan activity and more
Ready to pay later without any interest?
Interest-free plans will be clearly communicated to you at checkout. Secure your flights today and pay in instalments without any additional fees. Subject to payments being made by the agreed dates of your pay-later contract.
Book flights with Monthly Financing
Pay a small amount each instalment when you spread the cost of your flights into monthly payments. These are the providers in the USA offering long-term plans.
Affirm
- Pay in 6, 12, 18 or 24 monthly instalments
- Varying APR rates apply
Klarna
- Pay in 3, 6, 12, 18 or 24 monthly instalments
- Varying APR rates apply
Afterpay
- Pay in 6, 12 or 24 monthly instalments
- Varying APR rates apply
Sezzle
- Pay over 6 monthly instalments
- APR rates apply
PayPal
- Pay over 3, 6, 12, or 24 months
- Varying APR rates may apply
Flex Pay
- Pay over 3, 6, 9, 12, or 18 months
- Varying APR rates may apply
Make financing your flights easy
Pay for your flights over monthly instalments that suit your schedule. All interest rates will be made clear to you at checkout, so you don't have to worry about any nasty surprises.
Specific eligibility requirements may vary between providers
Eligibility requirements for fly now, pay later USA
Be a resident of the USA
Be paying in USD
Be aged 18 or over
Trusted globally
Rated Excellent on Trustpilot
We’re super proud of our Trustpilot rating, but don’t just take it from us. See why millions of others love booking their flights through Alternative Airlines
You don't have to be flying within the USA to pay later!
As long as you're a US resident paying in USD, you can pay later for flights between any destinations. Whether it's a domestic or long-haul trip, pay later on any airline through Alternative Airline.
Fly now, pay later USA FAQs
How do I fly now, pay later?
- At the top of the page on the right-hand side, set your currency to USD
- Search for flights and go through the booking flow
- At checkout, scroll down to the buy now pay later options
- In most cases, you'll be redirected to your chosen provider's site to log in or create an account
- Once your pay later plan has been approved, you'll receive confirmation of your flight booking to your email
- Continue paying for flights by the agreed dates of your payment plan to avoid additional fees
What if my payment plan ends after my departure date?
Your tickets are secure, so you'll still board your flight, despite not having paid in full. All this means is that you'll continue paying for your flights even after you've flown.
Can I cancel flights booked with a buy now, pay later?
Whether you can cancel your tickets and be refunded depends on the ticket you've chosen, not the buy now, pay later provider you've used.
Your tickets must be refundable, or you must have purchased Alternative Airlines' cancellation protection. This refunds you for cancellations made due to an emergency.
Can using buy now, pay later affect my credit score?
Yes. If you frequently miss payments, it can negatively affect your credit score. This makes it harder to obtain loans in the future.
Please only use a buy now, pay later provider if you know you will be able to make payments on the agreed dates.
I'm not a resident of the USA. Can I still pay later?
Yes. Alternative Airlines offers buy now, pay later plans to customers all across the globe, not just the USA. This includes the UK, UAE, Canada, France, South Africa and many more.
The options you see at checkout may differ from the providers mentioned on this page.
Klarna legal statement
Klarna Financial Services UK Limited (company number 14290857) is authorised and regulated by the Financial Conduct Authority for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Electronic Money Regulations 2011 (firm reference number 1021834).
In order to offer you Klarna’s payment methods, we might in the checkout pass your personal data in the form of contact and order details to Klarna, in order for Klarna to assess whether you qualify for their payment methods and to tailor those payment methods for you. Your personal data transferred is processed in line with Klarna’s Privacy Policy.
US customers using Klarna
Customers in the US using Klarna with Alternative Airlines can view Klarna's privacy policy.
US Klarna Monthly Financing
*A $1,000 purchase might cost $173.53 per month over 6 months at 13.99% APR.
Rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.
Affirm legal statement
Rates from 0-36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses
Afterpay legal statement
Pay in 4
You must be over 18 or of legal age in your state of residence, a resident of the U.S. and meet additional eligibility criteria to qualify. Late fees may apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See afterpay.com for complete terms. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.
Monthly payments
You must be over 18, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by First Electronic Bank, Member FDIC. A down payment may be required. APRs range from 0% to 35.99%, depending on eligibility. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available to residents of Hawaii, New Mexico, West Virginia and Nevada. Valid debit card, accessible credit report and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. Visit Afterpay for full terms.
Flex Pay legal statement
US: Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $49 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: upgrade.com/flex-pay/lenders/. Privacy Policy. Terms of Use. Flex Pay's Address: 275 Battery St 23rd floor, San Francisco, CA 94111.