Booking a flight is exciting. Paying for it in one go? Not always. That's where card-linked instalments come in, letting you split the cost using the credit card already sitting in your wallet.
Unlike traditional Buy Now Pay Later services that require separate accounts or credit checks, card-linked instalment plans, like Splitit, work directly with your existing card.
It's a smarter, simpler way to manage the cost of flying without the faff!
Card-linked flight instalments let you turn one big payment into smaller monthly chunks using the credit card you already own. No applications, no new accounts - just your existing card working harder for you.
When you pay with Splitit, the full amount is authorised on your card upfront (not charged, just held to guarantee future payments). Then you're billed in instalments according to your chosen plan. Your first payment is charged within 48 hours, and the rest follow automatically on the same day each month.
At Alternative Airlines, we partner with Splitit to offer card-linked instalments at checkout. There's no additional interest, no fees and no credit checks. Your standard card terms still apply, but you get the breathing room to spread the cost over 3, 4 or 6 months.
Break down a £800 flight into three, four or six monthly payments. Suddenly that family holiday to Spain or business trip to New York feels a lot more manageable.
With Splitit, there's no additional interest on top of your existing card rate. You're simply using your available credit to pay in instalments, keeping costs transparent and predictable.
Forget creating new accounts or remembering extra login details. Your credit card does the heavy lifting, keeping your payment history in one familiar place.
Using your credit card to split payments means you still earn those air miles, cashback or loyalty points. Every payment works towards your existing rewards programme.
Credit card purchases come with built-in protections. If something goes wrong with your booking, you've got your card issuer backing you up with dispute resolution and consumer safeguards.
Use our search form to find flights from over 600 airlines. Pop in your departure and arrival airports, travel dates, cabin class and number of passengers.
Compare options, filter by price or flight duration, and pick the flight that works best for you. Add any extras like checked baggage or seat selection.
When you reach payment, choose Splitit as your payment method. You'll see options for 3, 4 or 6 monthly instalments.
Select the plan that fits your budget. Splitit will place an authorisation on your card for the full amount (not a charge, just confirmation you have available credit).
Make your first payment, and we'll send your e-ticket straight away. Splitit handles the rest, billing your card monthly according to your chosen plan. You'll get email updates to keep you on track.
Be 18 or over
Be a resident of the UK, the US, Canada, Australia or New Zealand
Have a valid credit card
At Alternative Airlines, you can use Splitit to book flights with over 600 airlines worldwide. Whether you're flying budget with Ryanair or long-haul with Emirates, card-linked flight instalments are available at checkout.
We've built the world's most flexible flight booking experience by working with top payment providers. Splitit sits alongside our 40+ other payment options, giving you genuine choice in how you pay.
Not all “pay later” options are created equal. Here’s how card-linked instalments, like Splitit, stack up against traditional Buy Now Pay Later services, so you can choose the one that works best for your wallet and your travel plans.
| Feature | Card-linked instalments (Splitit) | Third-party BNPL |
|---|---|---|
| Approval | Uses existing card credit, no separate application | Requires approval through BNPL provider |
| Credit checks | None (uses your card's existing terms) | Often requires soft or hard credit check |
| Interest | No additional interest (standard card rate applies) | Varies by provider, often 0% but not always |
| Fees | No late fees or admin charges | May charge late fees or missed payment penalties |
| Credit score impact | Can improve score if card payments made on time | Varies by provider |
| Rewards | Keep all card rewards and points | Usually no rewards unless using specific cards |
| Protection | Full credit card consumer protections | Protection varies by provider |
Card-linked flight instalments give you the freedom to fly without the financial friction. No separate accounts, no hidden fees, just your existing credit card working smarter to spread the cost.
At Alternative Airlines, we've built our reputation on making flight booking financially accessible for everyone. Splitit is just one of over 40 ways to pay, but it's perfect if you want simplicity, flexibility and the rewards your credit card already offers.
Search for your next flight and choose Splitit at checkout. Your travel plans shouldn't wait for your bank balance to catch up.
Yes, absolutely. With Splitit at Alternative Airlines, you can use your credit card to pay for flights in instalments to destinations all over the world. Whether you're booking a short-haul trip or a long-haul adventure, card-linked flight instalments are available on any of the 600+ airlines we work with.
There are no restrictions based on route or airline, so you can book your travel plans now and spread the cost, no matter where you’re flying.
If you need to cancel, the refund will depend on the airline’s cancellation policy. We’ll help guide you through that process. Just keep in mind that your Splitit instalments won’t automatically stop - you’ll still need to make any remaining payments unless your card provider or Splitit confirms otherwise.
If the airline offers a refund, it will be processed to your card, and your payment plan may be adjusted. We'll be here to support you at every step.
Nope - there are no hidden fees or penalties. If you'd like to clear your remaining balance early, you're free to do so at any time. Simply contact Splitit or your credit card provider to request early settlement.
It’s a flexible option that puts you in control of your repayments. Paying early won’t affect your booking or flight in any way, and you’ll still enjoy all the same protections and benefits from your credit card.
Yes, when you book through Alternative Airlines, Splitit is available on every flight we offer across 600+ global airlines. Since the payment is handled through our checkout (not by the airline directly), it doesn’t matter who you fly with.
Whether it’s Emirates, Ryanair, United or a regional airline, you can split the cost using your credit card with no extra accounts, no credit checks and no fuss.
Right now, Splitit is available for payments in GBP. We’re working hard to roll out additional currencies soon, including USD, AUD and SGD, making card-linked instalments even more accessible no matter where you're booking from. If you're shopping in another currency, you can still browse flights and select Splitit at checkout once your currency is supported.
Yes, absolutely. Booking with card-linked flight instalments doesn’t affect your eligibility for flight protection. You can add protection to your booking at checkout, just like you would with any other payment method.
Plus, because you’re using your credit card, you also benefit from built-in consumer protections, including dispute resolution and refund rights. It's an extra layer of peace of mind when plans change or things go wrong.
