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Book Flights Without Credit Checks

Book your next flight with no credit check

Split the cost and secure your flights without the financial hoops. Travel your way.

Booking flights shouldn't feel like applying for a mortgage. If you've ever had your travel plans stalled by a credit check or been told "no" because of a score, we hear you.

That's why we've partnered with providers who offer smart payment options, so you can book your flights without the awkward finance hoops.

A family laughing while using a laptop. SplitIt logo with £200 instalment.

Why book flights without a credit check?

Not everyone wants a credit check tied to their travel plans - and for good reason. Some travellers don’t have a credit score yet. Others are working to rebuild theirs. And for many, it’s just about keeping things simple - no hard checks, no unnecessary impact on their report.

Credit checks can also be a barrier when you’re trying to budget carefully or book last-minute. A hard inquiry could affect your score, even if you’re only trying to spread the cost of a flight. That's why we offer several no-credit-check options:


Slice Pay - Deposit plans ✨

  • Slice Pay is a deposit-based way to book your flight with no credit checks, no interest, and no late fees.
  • Pay weekly from just 10% upfront (or 20% for US customers). The deposits let you secure today's price and pay the rest later. You'll always get instant confirmation — no waiting, no forms.

Splitit - Use your existing credit card ✨

  • Splitit lets you use your existing credit card without any credit checks. Turn your current card into a flexible payment plan with no interest or fees.
  • You're using credit you already have, so there's no new application or credit inquiry.

Whether you’re building credit, avoiding hard inquiries or just want to manage your money better, we’re here to help.

A woman sitting on some steps looking at her phone and holding a hot drink

How do flight payment plans work?

Flight payment plans let you book now and spread the cost over time, instead of paying the full amount upfront. It’s called 'Buy Now Pay Later' (or BNPL) and it’s designed to make travel more flexible and affordable.

When you choose a payment option like Slice Pay at checkout, you'll pay a small deposit to secure your flight. The rest gets split into manageable instalments, usually weekly or monthly, which are automatically taken from your card. As long as the full balance is paid off before your departure date (or according to your payment schedule), you're good to go.

There are no hidden fees or surprise charges. You’ll see exactly what you owe and when it’s due before confirming your booking. It’s a simple way to lock in today’s prices and plan ahead without the pressure of one large payment.


Understanding credit checks:

  • Soft check - Doesn't affect your credit score, often used just to confirm your identity
  • Hard check - Recorded on your credit report and may impact your score
  • No check - No credit assessment at all

With options like Slice Pay and Splitit, there are no credit checks at all, making them ideal if you're building credit or want to avoid any impact.

Select Slice Pay at checkout

Your no-credit-check options

Slice Pay ✨

  • 10% deposit (20% for US customers) to secure your flight
  • 26 weekly instalments to pay off the balance
  • No credit checks - perfect for any credit situation
  • No interest - pay only what the flight costs
  • Payments complete before departure - no debt when you fly
  • Available in: UK, US, Canada, Australia, New Zealand

Splitit ✨

  • Use your existing credit card - no new applications
  • Pay over 3-6 months in manageable instalments
  • No credit checks - uses your current available credit
  • No interest or fees - just spread the original cost
  • Instant approval - if your card has available credit, you're set
  • Available in the UK. More worldwide options coming soon.

Other payment options ✨

Some Buy Now Pay Later providers also offer soft credit check options that don't impact your score. Available options vary by location, so you'll see what's available at checkout.

Search and book flights at Alternative Airlines

How to book a flight without a credit check

Start your search 🔎

Head to Alternative Airlines and search flights from over 600 global airlines. Use filters to compare prices, times and add any extras like baggage or seat selection.


Go to checkout 🛒

Once you’ve picked your flight, continue to checkout. Here, you’ll see a list of payment options, including ones that don’t require a credit check.


Choose a credit check–free option 💳

Select Slice Pay, Splitit, or another no-credit-check option. You'll see exactly which providers are available in your location.


Enter your details 📝

You’ll need to share your name, contact info and valid payment card - just the basics. No forms, no credit history required.


Review and confirm ✅

You'll see your payment schedule before you confirm the booking. Everything's clear and upfront.

💡Quick tip: Always make sure the provider clearly states 'no credit check' and read the plan terms before confirming.

A man on a beach with his arms out wide

Pros and cons of booking flights without a credit check

Booking flights without a credit check gives you more choice and control. But like any payment method, it has its upsides and a few things to watch for.


Pros ✅

  • Accessibility - You don't need a strong credit score or long credit history
  • Perfect for rebuilding credit or avoiding hard checks on your report
  • Budget-friendly - Secure your flight with a small deposit then pay the rest over time
  • Secure today's price - Helpful if you're booking early or worried about fare increases
  • No impact on credit score - Your credit report stays unchanged

Cons ⚠️

  • Some providers may charge fees - Review the total cost before you commit
  • Limited availability - Not all locations have the same options
  • Payment discipline required - Missing payments could affect your booking
  • Geographic restrictions - Some services are only available in certain countries

Still, for many travellers, it's a smart, credit check-free way to fly, especially when booking through Alternative Airlines.

A plane taking off with tropical trees below it

Tips for responsible travel financing

Know your total cost upfront 💷

Before you book, look at the full price of your flight and your payment plan. With services like Slice Pay and Splitit, there's no interest, so what you see is what you'll pay. Just make sure it fits your monthly budget.


Only book what you can afford to pay off 💡

It might be tempting to go big on a trip and worry about the payments later, but always ask yourself: can I comfortably make the instalments before I fly?


Keep track of your payment schedule

You’ll get reminders, but it’s a good idea to set your own too. Knowing when payments are due helps avoid surprises and gives you peace of mind.


Avoid stacking multiple plans at once 🚫

One Buy Now Pay Later booking is easy to manage. Several at the same time? That’s where it can get tricky. Focus on one trip at a time to keep things simple.

Travel should feel exciting, not stressful. Use flexible payments to plan smarter, not spend more, and enjoy the freedom to fly on your terms.

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FAQs

Can I really book a flight without a credit check?

Yes, you can. When you book through Alternative Airlines, you have options that don't require credit checks. Splitit uses your existing credit card without any credit assessment, while Slice Pay offers deposit-based bookings with no credit checks at all.

These options are designed to be accessible, especially if you're building credit, have limited credit history, or just want to avoid a hard inquiry on your report.

  • With Splitit, you're using credit you already have, so there's no new credit application.
  • With Slice Pay, you can secure your flight with a small deposit and pay the rest in weekly instalments, all without interest, late fees or credit checks.

As long as you meet the basic requirements, you're good to go. No forms, no fuss - just more flexibility and the freedom to fly!

Will not having a credit score affect my booking?

Not at all. If you're booking through Alternative Airlines using credit check-free options, your credit score isn't a factor.

  • With Splitit, you're using your existing credit card, so as long as you have available credit, you can split your payments. There's no new credit assessment.
  • With Slice Pay, these payment plans are designed to be accessible whether you have a low score, no score at all, or simply want to avoid a hard credit check. No credit history needed, no forms to fill out, and no long approval process.

As long as you meet the basic requirements (being over 18, living in an eligible country, and having a valid payment card), you can book your flight and start your payment plan straight away.

How does Slice Pay work?

Slice Pay lets you book your flight now and pay it off over time with no credit checks, no interest and no late fees. You’ll pay a small 10% deposit upfront (or 20% if you're in the US), and the rest is split into weekly instalments.

When you choose Slice Pay at checkout, you’ll see a full breakdown of your payment schedule before you confirm your booking. Once your deposit is paid, your flight is confirmed instantly and your e-ticket is sent straight to your inbox.

Payments are taken automatically from your card and you’ll get reminders before each one is due. As long as everything’s paid off at least 7 days before you fly, you’re good to go.

It’s a simple, flexible way to book flights without the stress of paying in full upfront.

How does Splitit work?

Splitit turns your existing credit card into a flexible payment plan without any new applications or credit checks. When you choose Splitit at checkout, we place an authorisation hold on your card for the full amount - this isn't a charge, just a way to confirm you have enough available credit.

Your card then gets charged in monthly instalments according to the plan you chose (3, 4, or 6 months). The authorisation amount decreases with each payment, so your available credit gradually returns as you pay off the balance.

There's no interest, no fees and no impact on your credit score. You keep all your existing card benefits like rewards points, cashback and purchase protection. It's simply a smarter way to use the credit you already have.

Is my booking confirmed straight away?

Yes, your booking is confirmed instantly once your first payment is processed. Whether you choose Splitit or a deposit option like Slice Pay at checkout, we'll secure your flight and send your e-ticket to your inbox right away.

There's no waiting around or approval process - you'll get the same instant confirmation as you would with a full upfront payment.

Just make sure the rest of your payment plan is completed according to schedule. You'll get reminders along the way, and we're here to help if anything changes.

What if I miss a payment?

With Splitit, missed payments are handled according to your credit card's standard terms and conditions. You'll receive reminders before each payment is due, and you can contact Splitit directly if you need help managing your payment schedule.

With Slice Pay, there are no late fees, and you'll get friendly reminders before each instalment is due. If something comes up, you can request a short extension directly through Slice Pay. Your booking stays secure as long as your full balance is paid at least 7 days before you fly.

If you're worried about falling behind with any payment plan, reach out as soon as possible. The sooner you let us know, the more we can help.

Is this available everywhere?
  • Splitit is available to residents of the United Kingdom, with more regions being added regularly.
  • Slice Pay is available in the same countries - UK, US, Canada, Australia and New Zealand.

If you’re booking from somewhere else, don’t worry - we offer other flexible options too. Just head to checkout and you’ll see all the payment methods available in your country.

We’re always looking to expand access to more travellers around the world. So if Slice Pay isn’t available where you are just yet, chances are we’ve got another option that fits your plans and your budget.

Have a question about payment options in your country? Our team’s here to help.